Ottawa County property record for 16525 Spring Tree Dr, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 2022 |
| Lot Size | 0.311 acres (13,574 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Oct 2022) |
| Tax Bill | $7,922 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Mar 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-10-328-013 |
| Primary APN | 70-03-10-328-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,660 sqft |
| Unfinished Basement | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Lot Area | 13,574 sqft (0.311 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16525 SPRING TREE DR |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1214 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-2 |
| Legal Description | UNIT 45 SPRING RIDGE AS AMENDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2018-0015533 CONDO PLAN #633 SEC 10 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 10 |
| Legal Subdivision | SPRING RIDGE |
| Legal Unit | 45 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20600 |
Source: Ottawa County records · APN 70-03-10-328-013
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16525 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Warranty Deed, Subdivision Related Transfer LIGHTHOUSE TITLE INC |
| Mar 22, 2022 | Deed of Trust, Mortgage · Construction Mortgage CHOICEONE BANK |
| Feb 03, 2022 | Warranty Deed, Transfer LIGHTHOUSE TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Prior Sale | Feb 03, 2022 · Amount on Record |
| Deed Document Number | 202236865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 21, 2022 |
| Property Address | 16525 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Document Number | 20220036865 |
| Map Reference | DOC 2017-0041965 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022-0036865 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | LIGHTHOUSE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1777 R W BERENDS DR SW, 1777, WYOMING, MI 49519-4993 |
| Name | Verified Name |
|---|---|
| Address | 3865 HAMPSHIRE RD, TWIN LAKE, MI 49457-8627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 16525 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220010879 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022-0010879 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | GARDINER, ME 4345 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Feb 03, 2022 |
| Property Address | 16525 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Document Number | 20220004713 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022-0004713 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | LIGHTHOUSE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $686.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3115 RAILWAY DR SW, 3115, BYRON CENTER, MI 49315-8984 |
| Name | Verified Name |
|---|---|
| Address | 1777 R W BERENDS DR SW, WYOMING, MI 49519-4993 |
| Investor | Possibly a Property Investor |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,200 (+10.16%) | $520,400 (+10.16%) | |
| 2025 | $7,922.00 (+35,909.09%) | ||
| 2023 | $236,200 | $472,400 | |
| 2022 | $22.00 |
Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Spectrum.
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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