Ottawa County property record for 16575 Spring Tree Dr, Spring Lake, MI 49456 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,748 sqft Living Area |
| Lot Size | 16,466 sqft (0.378 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $706,000 (2026) |
| Tax Bill | $8,348.00 (2025) |
| Primary APN | 70-03-10-326-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,748 sqft Living Area |
| 1st Floor Area | 1,161 sqft 1st Floor |
| Basement Area | 1,161 sqft Basement |
| Unfinished Basement | 1,161 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bungalow |
| Lot Area | 16,466 sqft (0.378 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 697 sqft Garage |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16575 SPRING TREE DR |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1214 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 25 SPRING RIDGE AS RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2017-0041965 CONDO PLAN #633 SEC 10 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 10 |
| Legal Subdivision | SPRING RIDGE |
| Legal Unit | 25 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20600 |
Source: Ottawa County records · APN 70-03-10-326-005
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16575 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 03, 2023 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 08, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 22, 2018 | Warranty Deed, Transfer · Commercial Mortgage CHEMICAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Apr 08, 2019 · Amount on Record |
| Deed Document Number | 202617550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 16575 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20200054472 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 2020-0054472 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.52% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.52% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 7.52% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 16575 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16575 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Document Number | 20230019202 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | 2023-0019202 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 12, 2026 |
| Property Address | 16575 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Document Number | 0000017550 |
| Instrument Date | Mar 14, 2026 |
| Instrument | 202617550 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $613,231.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16575 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Document Number | 0000017551, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202617551 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 08, 2019 |
| Property Address | 16575 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Document Number | 20190010303 |
| Map Reference | DOC 2018-0015533 |
| Instrument Date | Apr 08, 2019 |
| Instrument | 2019-0010303 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | LIGHTHOUSE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,938.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1777 R W BERENDS DR SW, 1777, WYOMING, MI 49519-4993 |
| Name | Verified Name |
|---|---|
| Address | 7829 ALEXANDRA DR, HUDSON, OH 44236-4521 |
| Document Number | 20190010304 |
|---|---|
| Date | Apr 08, 2019 |
| Instrument | 2019-0010304 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jan 22, 2018 |
| Property Address | 16575 SPRING TREE DR, SPRING LAKE, MI 49456-1214 |
| Document Number | 20180002539 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 2018-0002539 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | LIGHTHOUSE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $689.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3115 RAILWAY DR SW, 3115, BYRON CENTER, MI 49315-8984 |
| Name | Verified Name |
|---|---|
| Address | 1777 R W BERENDS DR SW, WYOMING, MI 49519-4993 |
| Investor | Possibly a Property Investor |
| Document Number | 20180002540 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 2018-0002540 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,800 (-6.64%) | $705,600 (-6.64%) | |
| 2025 | $8,348.00 (+17.33%) Homeowner's exemption | $377,900 (+20.04%) | $755,800 (+20.04%) |
| 2023 | $314,800 | $629,600 | |
| 2022 | $7,115.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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