Baldwin County property record for 16540 Prado Loop, Loxley, AL 36551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,092 sqft · built 2021 |
| Lot Size | 0.181 acres (7,895 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $264,650 (May 2021) |
| Tax Bill | $888 (2023) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-07-26-0-000-011.054 |
| Primary APN | 42-07-26-0-000-011.054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,092 sqft Heated Area |
| 1st Floor Area | 2,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,895 sqft (0.181 acres) |
| Lot Dimensions | 111 ft deep x 71.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 247688 |
|---|---|
| Street Address | 16540 PRADO LOOP |
| City | LOXLEY |
| State | AL |
| Zip | 36551-8727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 71.5' X 111.5' IRR LOT 169 COTTAGES OF AVENTURA PHASE 111A RESUB OF LOT 4 & PT OF LOT 1 AND 3 OF RAWLS ROAD SUB SLIDE 2714 D& |
| Legal Subdivision | COTTAGES OF AVENTURA PH 111A |
| Legal Phase | 111 |
| Legal Lot Number | 169-3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10903 |
Source: Baldwin County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16540 PRADO LOOP, LOXLEY, AL 36551-8727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · Line of Credit ALABAMA CU |
| May 7, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MID-CONTINENT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on Record |
| Deed Sale | May 7, 2021 · Amount on Record |
| Deed Document Number | 20211912740 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 16540 PRADO LOOP, LOXLEY, AL 36551-8727 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002111257 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2111257 |
| Name | ALABAMA CU |
|---|---|
| Type | Credit Union |
| Address | TUSCALOOSA, AL 35401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 7, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 7, 2021 |
| Property Address | 16540 PRADO LOOP, LOXLEY, AL 36551-8727 |
| Document Number | 0001912740 |
| Map Reference | SL 2714-D&2714-E |
| Instrument Date | May 6, 2021 |
| Instrument | 1912740 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2101 CLINTON AVE W # W201, W201, HUNTSVILLE, AL 35805-3077 |
| Name | Verified Name |
|---|---|
| Address | 16540 PEADO LOOP, LOXLEY, AL 36551-8727 |
| Document Number | 0001912741 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 1912741 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,540 (+11.35%) Land $4,280 Building $29,260 | $335,300 (+11.36%) Land $42,800 Building $292,500 | |
| 2023 | $888.00 (+18.88%) Homeowner's exemption | $30,120 (+17.75%) | $301,100 (+17.76%) Land $21,300 Building $279,800 |
| 2022 | $747.00 (+1,233.93%) Homeowner's exemption | $25,580 | $255,700 Land $22,500 Building $233,200 |
| 2021 | $56.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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