16516 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16516 Prado Loop, Loxley, AL 36551

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,498 sqft · built 2021
Lot Size0.174 acres (7,608 sqft)
OwnerIndividual Name on Record
Last Sale$288,900 (Sep 2021)
Tax Bill$1,108 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-07-26-0-000-011.056

Property Details

APN / Parcel Number

Primary APN42-07-26-0-000-011.056
Alternative APNs
  • 384921
  • 226978

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,498 sqft Heated Area
1st Floor Area1,258 sqft
Upper Floors Area1,240 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,608 sqft (0.174 acres)
Lot Dimensions112 ft deep x 67.8 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number226978
Street Address16516 PRADO LOOP
CityLOXLEY
StateAL
Zip36551-8727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description67.8' X 112.6' IRR LOT 171 COTTAGES OF AVENTURA PHASE 111A RESUB OF LOT 4 & PT OF LOT 1 AND 3 OF RAWLS ROAD SUB SLIDE 2714 D&
Legal SubdivisionCOTTAGES OF AVENTURA PH 111A
Legal Phase111
Legal Lot Number171-3
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2011
Census Tract10903

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16516 PRADO LOOP, LOXLEY, AL 36551-8727
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Deed Document Number20211942920
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateSep 10, 2021
Property Address16516 PRADO LOOP, LOXLEY, AL 36551-8727
Document Number0001942920
Map ReferenceSL 2714-D & 2714-E
Instrument DateSep 9, 2021
Instrument1942920
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16516 PRADO LOOP, LOXLEY, AL 36551-8727

Mortgage

Document Number0001942921
DateSep 10, 2021
Instrument1942921
Lender
NameSOUTHEAST MORTGAGE OF GEORGIA
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,108.00 (-8.81%) Homeowner's exemption
2025$1,215.00 (+7.9%)$40,660 (+7.62%) Land $4,280 Building $36,380$406,500 (+7.65%) Land $42,800 Building $363,700
2023$1,126.00 (+20.17%) Homeowner's exemption$37,780 (+19.18%)$377,600 (+19.15%) Land $21,300 Building $356,300
2022$937.00 (+1,573.21%) Homeowner's exemption$31,700$316,900 Land $22,500 Building $294,400
2021$56.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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