16551 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16551 Prado Loop, Loxley, AL 36551

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,146 sqft · built 2021
Lot Size0.196 acres (8,540 sqft)
OwnerIndividual Name on Record
Last Sale$245,614 (Sep 2021)
Tax Bill$926 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-07-26-0-000-011.078

Property Details

APN / Parcel Number

Primary APN42-07-26-0-000-011.078
Alternative APNs
  • 384943
  • 332963

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,146 sqft Heated Area
1st Floor Area2,146 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,540 sqft (0.196 acres)
Lot Dimensions140 ft deep x 61 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number332963
Street Address16551 PRADO LOOP
CityLOXLEY
StateAL
Zip36551-8726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description61' X 140' LOT 201 COTTAGES OF AVENTURA PHASE 111A RESUB OFLOT 4 & PT OF LOT 1 AND 3 OF RAWLS ROAD SUB SLIDE 2714 D&E 2555-C
Legal SubdivisionCOTTAGES OF AVENTURA PH 111A
Legal Phase111
Legal Lot Number201-3
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group2
Census Block2011
Census Tract10903

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16551 PRADO LOOP, LOXLEY, AL 36551-8726
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2021 · Amount on Record
Deed SaleSep 1, 2021 · Amount on Record
Deed Document Number20211940691
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateSep 1, 2021
Property Address16551 PRADO LOOP, LOXLEY, AL 36551-8726
Document Number0001940691
Map ReferenceSL 2714-A &2714-E
Instrument DateAug 27, 2021
Instrument1940691
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16551 PRADO LOOP, LOXLEY, AL 36551-8726

Mortgage

Document Number0001940692
DateSep 1, 2021
Instrument1940692
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$926.00 (-8.5%) Homeowner's exemption
2025$1,012.00 (-46.74%)$34,100 (-44.37%) Land $4,280 Building $29,820$340,900 (+11.22%) Land $42,800 Building $298,100
2023$1,900.00 (+17.79%)$61,300 (+17.79%)$306,500 (+17.79%) Land $21,300 Building $285,200
2022$1,613.00 (+2,780.36%)$52,040$260,200 Land $22,500 Building $237,700
2021$56.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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