Baldwin County property record for 16539 Prado Loop, Loxley, AL 36551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,655 sqft · built 2021 |
| Lot Size | 0.196 acres (8,540 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Apr 2024) |
| Tax Bill | $847 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-07-26-0-000-011.077 |
| Primary APN | 42-07-26-0-000-011.077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,655 sqft Heated Area |
| 1st Floor Area | 1,655 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,540 sqft (0.196 acres) |
| Lot Dimensions | 140 ft deep x 61 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 546094 |
|---|---|
| Street Address | 16539 PRADO LOOP |
| City | LOXLEY |
| State | AL |
| Zip | 36551-8726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 200 COTTAGES OF AVENTURA PHASE 111A RESUB OF LOT 4 & PT OF LOT 1 AND 3 OF RAWLS ROAD SUB SLIDE 2714 D&E 2555-C |
| Legal Subdivision | COTTAGES OF AVENTURA PH 111A |
| Legal Phase | 111 |
| Legal Lot Number | 200-3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10903 |
Source: Baldwin County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16539 PRADO LOOP, LOXLEY, AL 36551-8726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Warranty Deed, Transfer · VA Mortgage BANKPLUS |
| Sep 1, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Deed Document Number | 20242120461 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 26, 2024 |
| Property Address | 16539 PRADO LOOP, LOXLEY, AL 36551-8726 |
| Document Number | 0002120461 |
| Map Reference | DOC 1811692 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 2120461 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1615 CAMERON CHAPE 1 RD, BRANTLEY, AL 36009 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16539 PRADO LOOP, LOXLEY, AL 36551-8726 |
| Document Number | 0002120462 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 2120462 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 1, 2021 |
| Property Address | 16539 PRADO LOOP, LOXLEY, AL 36551-8726 |
| Document Number | 0001940358 |
| Map Reference | SL 2714-D & 2714E |
| Instrument Date | Aug 27, 2021 |
| Instrument | 1940358 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2101 CLINTON AVE W # W201, W201, HUNTSVILLE, AL 35805-3077 |
| Name | Verified Name |
|---|---|
| Address | 16539 PRADO LOOP, LOXLEY, AL 36551-8726 |
| Document Number | 0001940359 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 1940359 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $847.00 (+13.39%) | $28,780 (+12.6%) Land $4,280 Building $24,500 | $287,800 (+12.69%) Land $42,800 Building $245,000 |
| 2023 | $747.00 (+18.57%) Homeowner's exemption | $25,560 (+17.36%) | $255,400 (+17.37%) Land $21,300 Building $234,100 |
| 2022 | $630.00 (+1,025%) Homeowner's exemption | $21,780 | $217,600 Land $22,500 Building $195,100 |
| 2021 | $56.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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