16540 Lancaster Estates Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 16540 Lancaster Estates Dr, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,675 sqft · built 1995
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2011)
Tax Bill	$6,345 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25V-63-0298`

Property Details

APN / Parcel Number

Primary APN	`25V-63-0298`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,675 sqft Living Area
Gross Area	5,095 sqft
1st Floor Area	1,827 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	74,052 sqft
Lot Dimensions	257 ft deep x 253 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	276 sqft
Deck Area	36 sqft
Patio Area	414 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16540 LANCASTER ESTATES DR
City	WILDWOOD
State	MO
Zip	63040-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R6A
Legal Description	LANCASTER WOODS ESTATES PLAT THREE PHASE TWO LOT 13
Legal Subdivision	LANCASTER WOODS ESTATES PLAT THREE PHASE
Legal Phase	2
Legal Lot Number	13
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1011
Census Tract	222100

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16540 LANCASTER ESTATES DR, WILDWOOD, MO 63040-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2011 · Amount on Record
Deed Sale	Jul 27, 2011 · Amount on Record
Prior Sale	Jul 27, 2001 · Amount on Record
Deed Document Number	2011397
Deed Book / Page	19587 / 844
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16540 LANCASTER ESTATES DR, GROVER, MO 63040-1700
Document Number	0226082451
Book / Page	022608 / 002451
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16540 LANCASTER ESTATES DR WILDWOOD MO 630401700, WILDWOOD, MO 63040-1700

Mortgage

Document Number	0226082451
Date	Jul 14, 2017
Book Page	022608/002451
Instrument	620

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 13, 2042

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,100 (-) Land $50,030 Building $43,070	$490,000 (-) Land $263,300 Building $226,700
2025	$6,345.00 (+50.11%)	$93,100 (+53.13%) Land $50,030 Building $43,070	$490,000 (+53.13%) Land $263,300 Building $226,700
2024	$4,227.00 (+0.07%)
2023	$4,224.00	$60,800 Land $31,290 Building $29,510	$320,000 Land $164,700 Building $155,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	31 (1983–2017)
Claims Outside the SFHA	6 of 31
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 9 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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