16505 Lancaster Estates Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 16505 Lancaster Estates Dr, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,480 sqft · built 1994
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,737 (Apr 2022)
Tax Bill	$6,057 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24V-31-0661`

Property Details

APN / Parcel Number

Primary APN	`24V-31-0661`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	3,155 sqft
1st Floor Area	1,216 sqft
Basement Area	24 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	185 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Deck Area	164 sqft
Patio Area	100 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16505 LANCASTER ESTATES DR
City	WILDWOOD
State	MO
Zip	63040-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R3
Legal Description	LANCASTER WOODS ESTATES PLAT THREE PHASE ONE LOT 3A
Legal Subdivision	LANCASTER WOODS ESTATES PLAT THREE PHASE
Legal Phase	1
Legal Lot Number	3A
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	3
Census Block	3009
Census Tract	222100

Owner

Source: St. Louis County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16505 LANCASTER ESTATES DR, WILDWOOD, MO 63040-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CREDIT UNION
Apr 6, 2022	Intrafamily Transfer, Transfer · FHA Mortgage JLB CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Jun 6, 2008 · Amount on Record
Deed Document Number	2022134
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	0000000134
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Jun 18, 2026
Property Address	16505 LANCASTER ESTATES DR, WILDWOOD, MO 63040-1700
Document Number	0000000112
Instrument Date	Jun 8, 2026
Instrument	2026112
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16505 LANCASTER ESTATES DR, WILDWOOD, MO 63040-1700

Mortgage

Document Number	0000000112,
Date	Jun 18, 2026
Instrument	2026112

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Apr 6, 2022
Property Address	16505 LANCASTER ESTATES DR, GROVER, MO 63040-1700
Document Number	2022040600134
Map Reference	MB 313 PG 95
Instrument Date	Mar 30, 2022
Instrument	2022040600134
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16505 LANCASTER ESTATES DR, 16505, WILDWOOD, MO 63040-1700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16505 LANCANSTER ESTATES DR, WILDWOOD, MO 63040-1700

Mortgage

Document Number	2022040600135
Date	Apr 6, 2022
Instrument	2022040600135

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,550 (+11.97%) Land $32,950 Building $64,600	$513,400 (+11.97%) Land $173,400 Building $340,000
2024	$6,057.00 (+0.07%)
2023	$6,053.00	$87,120 Land $20,580 Building $66,540	$458,500 Land $108,300 Building $350,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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