16538 W Central St, Surprise, AZ 85388 Property Records

Maricopa County property record for 16538 W Central St, Surprise, AZ 85388

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,558 sqft · built 2004
Lot Size0.137 acres (5,970 sqft)
OwnerIndividual Name on File
Last Sale$134,000 (Feb 2013)
Tax Bill$1,329 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN509-10-176

Property Details

APN / Parcel Number

Primary APN509-10-176
Alternative APN
  • 509101767

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,558 sqft Living Area
1st Floor Area623 sqft
2nd Floor Area935 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,970 sqft (0.137 acres)
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address16538 W CENTRAL ST
CitySURPRISE
StateAZ
Zip85388-1183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionNORTHWEST RANCH UNIT 2 PHASE E MCR 567-21
Legal Range2W
Legal Township3N
Legal Section1
Legal SubdivisionNORTHWEST RANCH UNIT 2 PHASE E
Legal PhaseE
Legal Lot Number162
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1018
Census Tract61026

Owner

16538 W Central St is owned by an individual who bought it in February 2013.

Source: Maricopa County records, as of January 28, 2026

Owner of RecordIndividual Name on File
Mailing Address48164 ROYAL POINTE DR, CANTON, MI 48187-5466
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2013 · Amount on File
Deed SaleFeb 25, 2013 · Amount on File
Prior SaleApr 11, 2012 · Amount on File
Deed Document Number2013176251
Prior Transfer DateMar 31, 2009
Prior Transfer Doc0000341211
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address16538 W CENTRAL ST, SURPRISE, AZ 85388-1183
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address48164 ROYAL POINTE DR, CANTON, MI 48187-5466

Mortgage

Document Number0000420698
DateMay 16, 2022
Instrument20220420698
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
AddressEMERYVILLE, CA 94608
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 16538 W Central St was $1,329.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$30,460 (+133.97%)$304,600 (+0.79%) Land $60,900 Building $243,700
2025$1,329.00$13,019 (-60.55%)$302,200 (-8.42%) Land $60,400 Building $241,800
2024$33,000$330,000 Land $66,000 Building $264,000
2023$1,251.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16538 W Central St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16538 W Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on W Central St

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