16530 W Central St, Surprise, AZ 85388 Property Records

Maricopa County property record for 16530 W Central St, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,232 sqft · built 2004
Lot Size	0.175 acres (7,651 sqft)
Owner	Individual Name on File
Last Sale	$427,000 (Jan 2022)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`509-10-175`

Property Details

APN / Parcel Number

Primary APN	`509-10-175`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	958 sqft
2nd Floor Area	1,274 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,651 sqft (0.175 acres)
Parking Spaces	2 Parking Spaces
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	16530 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85388-1183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	NORTHWEST RANCH UNIT 2 PHASE E MCR 567-21
Legal Range	02W
Legal Township	03N
Legal Section	01
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	NORTHWEST RANCH UNIT 2 PHASE E
Legal Phase	E
Legal Lot Number	161
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1018
Census Tract	61026

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	24220 N 53RD AVE, GLENDALE, AZ 85310-2925
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 8, 2018	Quit Claim Deed, Transfer AMERICAN TITLE COMPANY
Jun 28, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Jun 28, 2017 · Amount on File
Deed Document Number	20220072204
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 25, 2022
Property Address	16530 W CENTRAL ST, SURPRISE, AZ 85388-1183
Document Number	0000072204
Map Reference	MB 567 PG 21
Instrument Date	Jan 20, 2022
Instrument	20220072204
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16530 W CENTRAL ST, 16530, SURPRISE, AZ 85388-1183

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24220 N 53RD AVE, GLENDALE, AZ 85310-2925

Mortgage

Document Number	0000072205
Date	Jan 25, 2022
Instrument	20220072205

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 8, 2018
Property Address	16530 W CENTRAL ST, SURPRISE, AZ 85388-1183
Document Number	0000438167
Instrument Date	Jun 1, 2018
Instrument	438167
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16673 W TASHA DR SURPRISE AZ 853882145, SURPRISE, AZ 85388-2145

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 28, 2017
Property Address	16530 W CENTRAL ST, SURPRISE, AZ 85388-1183
Document Number	0000471934
Instrument Date	Jun 7, 2017
Instrument	471934
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16530 W CENTRAL ST SURPRISE AZ 853881183, SURPRISE, AZ 85388-1183

Mortgage

Document Number	471935
Date	Jun 28, 2017
Instrument	471935

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,730 (-7.95%)	$347,300 (-7.95%) Land $69,400 Building $277,900
2025	$1,390.00 (+3.65%)
2024		$37,730	$377,300 Land $75,400 Building $301,900
2023	$1,341.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, T-Mobile, Verizon.

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