16553 W Central St, Surprise, AZ 85388 Property Records

Maricopa County property record for 16553 W Central St, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,192 sqft · built 2003
Lot Size	0.122 acres (5,328 sqft)
Owner	Individual Name on File
Last Sale	$107,500 (Aug 2010)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	May 2024 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`509-10-187`

Property Details

APN / Parcel Number

Primary APN	`509-10-187`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	938 sqft
2nd Floor Area	1,254 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,328 sqft (0.122 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	16553 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85388-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	NORTHWEST RANCH UNIT 2 PHASE E MCR 567-21
Legal Range	02W
Legal Township	03N
Legal Section	01
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	NORTHWEST RANCH UNIT 2 PHASE E
Legal Phase	E
Legal Lot Number	173
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1017
Census Tract	61026

Owner

16553 W Central St is owned and occupied by an individual who acquired it in February 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16553 W CENTRAL ST, SURPRISE, AZ 85388-1184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage COPPER STATE CU
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 23, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CREDIT UNION WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2010 · Amount on File
Deed Sale	Aug 4, 2010 · Amount on File
Prior Sale	Aug 4, 2010 · Amount on File
Deed Document Number	0000668577
Last Transfer Date	Feb 23, 2017
Transfer Doc	0000130367
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16553 W CENTRAL ST, SURPRISE, AZ 85388-1184
Transaction Type	Mortgage
Record Updated	May 21, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16553 W CENTRAL ST, SURPRISE, AZ 85388-1184

Mortgage

Document Number	0000236918
Date	May 6, 2024
Instrument	20240236918

Lender

Name	COPPER STATE CU
Type	Credit Union
Address	PHOENIX, AZ 85053

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 20, 2039

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16553 W CENTRAL ST, SURPRISE, AZ 85388-1184
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16553 W CENTRAL ST, SURPRISE, AZ 85388-1184

Mortgage

Document Number	0001261131
Date	Nov 29, 2021
Instrument	20211261131

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16553 W CENTRAL ST, SURPRISE, AZ 85388-1184
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16553 W CENTRAL ST, SURPRISE, AZ 85388-1184

Mortgage

Document Number	0000451795
Date	Apr 22, 2021
Instrument	20210451795

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 23, 2017
Property Address	16553 W CENTRAL ST, SURPRISE, AZ 85388-1184
Document Number	0000130367
Map Reference	MAP567 PG21
Instrument Date	Feb 14, 2017
Instrument	2017-0130367
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16553 W CENTRAL ST, SURPRISE, AZ 85388-1184

Mortgage

Document Number	0000130368
Date	Feb 23, 2017
Instrument	2017-0130368

Lender

Name	CREDIT UNION WEST
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16553 W Central St was $1,399.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,020	$330,200 Land $66,000 Building $264,200
2025	$1,399.00
2024		$35,780	$357,800 Land $71,500 Building $286,300
2023	$1,275.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16553 W Central St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16553 W Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, T-Mobile, Verizon.

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