16529 W Central St, Surprise, AZ 85388 Property Records

Maricopa County property record for 16529 W Central St, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,667 sqft · built 2003
Lot Size	0.159 acres (6,944 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Feb 2023)
Tax Bill	$1,315 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`509-10-184`

Property Details

APN / Parcel Number

Primary APN	`509-10-184`
Alternative APN	`509101849`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,667 sqft Living Area
Gross Area	1,799 sqft
1st Floor Area	1,667 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,944 sqft (0.159 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Area	346 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16529 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85388-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	NORTHWEST RANCH UNIT 2 PHASE E MCR 567-21
Legal Range	2W
Legal Township	3N
Legal Section	1
Legal Subdivision	NORTHWEST RANCH UNIT 2 PHASE E
Legal Phase	E
Legal Lot Number	170
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1017
Census Tract	61026

Owner

16529 W Central St is owned by an individual who bought it in February 2023.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12814 W PAINTBRUSH DR, SUN CITY WEST, AZ 85375-2551
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Sep 26, 2018	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Nov 23, 2021 · Amount on File
Deed Document Number	202388353
Prior Transfer Date	May 11, 2016
Prior Transfer Doc	0000351323
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 22, 2023
Property Address	16529 W CENTRAL ST, SURPRISE, AZ 85388-1184
Document Number	0000088353
Map Reference	MB 567 PG 21
Instrument Date	Feb 17, 2023
Instrument	20230088353
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3444 SW CHRISTMAS TREE LN, PORT ORCHARD, WA 98367-9249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12814 W PAINTBRUSH DR, SUN CITY WEST, AZ 85375-2551

Mortgage

Document Number	0000088354
Date	Feb 22, 2023
Instrument	20230088354

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 23, 2021
Property Address	16529 W CENTRAL ST, SURPRISE, AZ 85388-1184
Document Number	0001249258
Map Reference	MB 567 PG 21
Instrument Date	Nov 1, 2021
Instrument	20211249258
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	GOLD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1377 E FLORENCE BLVD # BLVD151-29, 1377, CASA GRANDE, AZ 85122-5357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16529 W CENTRAL ST, SURPRISE, AZ 85388-1184

Mortgage

Document Number	0001249259
Date	Nov 23, 2021
Instrument	20211249259

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16529 W CENTRAL ST, SURPRISE, AZ 85388-1184
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16529 W CENTRAL ST, SURPRISE, AZ 85388-1184

Mortgage

Document Number	0000217647
Date	Feb 26, 2021
Instrument	20210217647

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16529 W CENTRAL ST, SURPRISE, AZ 85388-1184
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000722029
Date	Sep 26, 2018
Instrument	20180722029

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16529 W Central St was $1,315.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,500 (+115.23%)	$345,000 (+0.15%) Land $69,000 Building $276,000
2025	$1,315.00	$16,029 (-57.66%)	$344,500 (-9.01%) Land $68,900 Building $275,600
2024		$37,860	$378,600 Land $75,700 Building $302,900
2023	$1,349.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16529 W Central St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16529 W Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, T-Mobile, Verizon.

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