16520 Morro Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 16520 Morro Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,488 sqft · built 1996
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Nov 2014)
Tax Bill	$8,798 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Transfer
Flood Zone	Zone D (undetermined)
APN	`046-222-008`

Property Details

APN / Parcel Number

Primary APN	`046-222-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,488 sqft Living Area
1st Floor Area	2,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	871,200 sqft
Terrain	Combination
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	16520 MORRO RD
City	ATASCADERO
State	CA
Zip	93422-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PM 40-51 PAR 7
Legal Subdivision	PARCEL MAP CO-82-78
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1148
Census Tract	13000

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16520 MORRO RD, ATASCADERO, CA 93422-1017
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Quit Claim Deed, Transfer CENTRAL COAST LNDG
Apr 20, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	201448360
Last Transfer Date	Mar 16, 2020
Transfer Doc	0000019128
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 20, 2020
Property Address	16520 MORRO RD, ATASCADERO, CA 93422-1017
Document Number	0000019126
Instrument Date	Mar 16, 2020
Instrument	19126
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16520 MORRO RD ATASCADERO CA 934221017, ATASCADERO, CA 93422-1017

Mortgage

Document Number	19127
Date	Apr 20, 2020
Instrument	19127

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 20, 2020
Property Address	16520 MORRO RD, ATASCADERO, CA 93422-1017
Document Number	0000019128
Instrument Date	Mar 16, 2020
Instrument	19128
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16520 MORRO RD ATASCADERO CA 934221017, ATASCADERO, CA 93422-1017

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$821,335 (+2%) Land $367,762 Building $453,573
2025	$8,798.00 (+3.64%) Homeowner's exemption	$805,231 (+4.04%) Land $360,551 Building $444,680
2023	$8,489.00 (+6.71%) Homeowner's exemption	$773,964 Land $346,551 Building $427,413
2022	$7,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: AT&T.

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