1652 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 1652 E Main St, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property TypeCommercial
Details4,210 sqft · built 1988
Lot Size0.876 acres (38,150 sqft)
OwnerCompany Name on File
Last Sale$1,350,000 (Dec 2004)
Tax Bill$22,695 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-401-010

Property Details

APN / Parcel Number

Primary APN09-26-401-010

Interior

Units103 Units
Stories2 Stories
Building Area4,210 sqft Gross Area
Basement Area4,210 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area38,150 sqft (0.876 acres)

Location & Zoning

Street Address1652 E MAIN ST
CitySAINT CHARLES
StateIL
Zip60174-4700
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 1 IN NORTH AVENUE OFFICE PARK
Legal SubdivisionNORTH AVE OFFICE PK
Legal TractE
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2014
Census Tract852005

Owner

Source: Kane County records · APN 09-26-401-010

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1652 E MAIN ST, SAINT CHARLES, IL 60174-4700
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2004 · Amount on Record
Deed SaleDec 16, 2004 · Amount on Record
Deed Document Number2004160303
Prior Transfer DateJul 19, 2004
Prior Transfer Doc0000108262
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1652 E MAIN ST, ST CHARLES, IL 60174-4700
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076899
DateOct 12, 2021
Instrument2021K076899
Lender
NameST CHARLES BANK & TRUST CO NA
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$22,695.00 (-17.56%)
2024$268,696 (-21.19%) Land $91,870 Building $176,826$806,411 (-21.16%) Land $275,720 Building $530,690
2022$27,528.00 (+28.21%)$340,948 (+29.51%) Land $81,913 Building $259,035$1,022,844 (+29.51%) Land $245,739 Building $777,105
2021$21,471.00$263,263 Land $78,079 Building $185,184$789,789 Land $234,237 Building $555,552

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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