1645 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 1645 E Main St, Saint Charles, IL 60174

Property Summary

Property TypeCommercial
Details9,600 sqft · built 1972
Lot Size1.08 acres (47,045 sqft)
OwnerCompany Name on File
Last Sale$433,000 (Jun 2002)
Tax Bill$28,035 (2025)
Flood ZoneZone X (minimal risk)
APN09-26-402-033

Property Details

APN / Parcel Number

Primary APN09-26-402-033

Interior

Stories1 Story
Building Area9,600 sqft Gross Area
1st Floor Area9,600 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area47,045 sqft

Location & Zoning

Street Address1645 E MAIN ST
CitySAINT CHARLES
StateIL
Zip60174-2372
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description1 EX W50 USTRIAL PARK
Legal SubdivisionDELNOR INDUSTRL PARK
Legal Block4
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4006
Census Tract852002

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address200 4TH AVE S, 100, NASHVILLE, TN 37201-2256
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2002 · Amount on Record
Deed SaleJun 14, 2002 · Amount on Record
Deed Document Number200275169
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,035.00 (+4.71%)$399,745 (+8.53%) Land $284,959 Building $114,786$1,199,715 (+8.53%) Land $855,219 Building $344,496
2024$368,326 (+11.07%) Land $262,562 Building $105,764$1,105,420 (+11.11%) Land $788,001 Building $317,419
2022$26,775.00 (+3.86%)$331,617 (+4.91%) Land $234,101 Building $97,516$994,851 (+4.91%) Land $702,303 Building $292,548
2021$25,780.00$316,097 Land $223,145 Building $92,952$948,291 Land $669,435 Building $278,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1994–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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