Kane County property record for 1845 E Main St, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 14,542 sqft · built 1980 |
| Lot Size | 4.55 acres (198,198 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $4,350,000 (Oct 2010) |
| Tax Bill | $69,365 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-402-005 |
| Primary APN | 09-26-402-005 |
|---|
| Units | 3 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 14,542 sqft Gross Area |
| 1st Floor Area | 14,542 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 198,198 sqft (4.55 acres) |
| Lot Dimensions | 643 ft deep x 345 ft wide |
| Cooling System | Central |
|---|
| Street Address | 1845 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2425 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | I E366 H E366 |
| Legal Subdivision | HACKNEYS ADD |
| Legal Block | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 852002 |
Source: Kane County records · APN 09-26-402-005
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2651 E MAIN ST, SAINT CHARLES, IL 60174-4289 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2010 · Amount on Record |
| Deed Sale | Oct 07, 2010 · Amount on Record |
| Prior Sale | Apr 15, 1998 · Amount on Record |
| Deed Document Number | 201067179 |
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,365.00 (+14.45%) | ||
| 2024 | $911,307 (+21.41%) Land $524,284 Building $387,023 | $2,735,015 (+21.45%) Land $1,573,481 Building $1,161,534 | |
| 2022 | $60,607.00 (+3.86%) | $750,630 (+4.91%) Land $467,455 Building $283,175 | $2,251,890 (+4.91%) Land $1,402,365 Building $849,525 |
| 2021 | $58,354.00 | $715,499 Land $445,577 Building $269,922 | $2,146,497 Land $1,336,731 Building $809,766 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 100 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES serves 33,081 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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