1635 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 1635 E Main St, Saint Charles, IL 60174

Property Summary

Property Type	Commercial
Details	12,760 sqft · built 1975
Lot Size	1.41 acres (61,420 sqft)
Owner	Company Name on File
Last Sale	$2,501,000 (Jun 2025)
Tax Bill	$51,454 (2025)
Deeds & Mortgages	Jul 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`09-26-402-002`

Property Details

APN / Parcel Number

Primary APN	`09-26-402-002`

Interior

Units	54 Units
Stories	2 Stories
Building Area	12,760 sqft Gross Area
Basement Area	4,738 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	61,420 sqft (1.41 acres)
Pool Area	540 sqft

Location & Zoning

Street Address	1635 E MAIN ST
City	SAINT CHARLES
State	IL
Zip	60174-2372
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MAP AREA: 153-HOTEL/MOTEL
Legal Subdivision	DELNOR INDUSTRL PARK
Legal Block	4
Legal Lot Number	2,1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4006
Census Tract	852002

Owner

Source: Kane County records · APN 09-26-402-002

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1204 SNAPPER RD, NAPERVILLE, IL 60563-3726
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Mar 25, 2025 · Amount on Record
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 24, 2019
Property Address	1635 E MAIN ST, ST CHARLES, IL 60174-2372
Document Number	0000032401
Instrument Date	Jul 19, 2019
Instrument	2019K032401
Transaction Type	Construction Loan
Record Updated	Aug 05, 2022
Title Company	CHICAGO LAND AGENCY SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 E MAIN ST, SAINT CHARLES, IL 60174-2372

Mortgage

Document Number	0000032402
Date	Jul 24, 2019
Instrument	2019K032402

Lender

Name	FIRST COLORADO NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$51,454.00 (+20.14%)
2024		$675,993 (+29.35%) Land $274,470 Building $401,523	$2,028,791 (+29.4%) Land $823,739 Building $1,205,051
2022	$42,829.00 (+5.42%)	$522,608 (+4.91%) Land $244,719 Building $277,889	$1,567,824 (+4.91%) Land $734,157 Building $833,667
2021	$40,627.00	$498,149 Land $233,266 Building $264,883	$1,494,447 Land $699,798 Building $794,649

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1994–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 100 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894830, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES serves 33,081 people
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.