Prince William County property record for 16518 Reservoir Loop, Dumfries, VA 22026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,041 sqft · built 2007 |
| Lot Size | 0.105 acres (4,578 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $382,800 (Oct 2013) |
| Tax Bill | $5,445 (2024) |
| Deeds & Mortgages | Dec 2025 Transfer Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8290-21-6449 |
| Primary APN | 8290-21-6449 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,041 sqft Living Area |
| Gross Area | 3,190 sqft |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 839 sqft |
| Unfinished Basement | 149 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 4,578 sqft (0.105 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 256 sqft |
| Patio Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 238989 |
|---|---|
| Street Address | 16518 RESERVOIR LOOP |
| City | DUMFRIES |
| State | VA |
| Zip | 22026-6850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PMR |
| Legal Description | SPYGLASS HILL SEC 4 L-31 |
| Legal Subdivision | SPYGLASS HILL |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | PRINCE WILLIAM VA |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 901016 |
Source: Prince William County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16518 RESERVOIR LOOP, DUMFRIES, VA 22026-6850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2025 | Intrafamily Transfer, Transfer |
| Mar 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 4, 2019 | Quit Claim Deed, Mortgage · FHA Mortgage UNITED WHOLESALE MTG |
| May 3, 2018 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Feb 28, 2017 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2013 · Amount on Record |
| Deed Sale | Oct 17, 2013 · Amount on Record |
| Prior Sale | Feb 19, 2008 · Amount on Record |
| Deed Document Number | 2013103570 |
| Last Transfer Date | Aug 2, 2025 |
| Transfer Doc | 0000045739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Recording Date | Dec 2, 2025 |
| Property Address | 16518 RESERVOIR LOOP, DUMFRIES, VA 22026-6850 |
| Document Number | 0000068622 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 202512020068622 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16518 RESERVOIR LOOP, DUMFRIES, VA 22026-6850 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Property Address | 16518 RESERVOIR LOOP, DUMFRIES, VA 22026-6850 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028593 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 202103090028593 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Recording Date | Mar 4, 2019 |
| Property Address | 16518 RESERVOIR LOOP, DUMFRIES, VA 22026-6850 |
| Document Number | 0000013289 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 13289 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16518 RESERVOIR LOOP DUMFRIES VA 220266850, DUMFRIES, VA 22026-6850 |
| Document Number | 13290 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 13290 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Recording Date | May 3, 2018 |
| Property Address | 16518 RESERVOIR LOOP, DUMFRIES, VA 22026-6850 |
| Document Number | 0000031462 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 31462 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16518 RESERVOIR LOOP DUMFRIES VA 220266850, DUMFRIES, VA 22026-6850 |
| Document Number | 31463 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 31463 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Recording Date | Feb 28, 2017 |
| Property Address | 16518 RESERVOIR LOOP, DUMFRIES, VA 22026-6850 |
| Document Number | 0000016279 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 16279 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16518 RESERVOIR LOOP DUMFRIES VA 220266850, DUMFRIES, VA 22026-6850 |
Source: Prince William County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Prince William County |
| Unified School District | Prince William County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $606,400 (+19.02%) Land $209,700 Building $396,700 | $606,400 (+19.02%) Land $209,700 Building $396,700 | |
| 2024 | $5,445.00 (+2.72%) | ||
| 2023 | $5,301.00 | $509,500 Land $174,900 Building $334,600 | $509,500 Land $174,900 Building $334,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PWCSA - EAST serves 168,747 people · EPA ID VA6153600 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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