Ottawa County property record for 16493 Spring Tree Dr, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 2,928 sqft · built 2019 |
| Lot Size | 0.391 acres (17,032 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,900 (Aug 2019) |
| Tax Bill | $8,462 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-10-328-010 |
| Primary APN | 70-03-10-328-010 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,928 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 1,464 sqft |
| Unfinished Basement | 1,464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment |
| Lot Area | 17,032 sqft (0.391 acres) |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16493 SPRING TREE DR |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1209 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-2 |
| Legal Description | UNIT 42 SPRING RIDGE AS AMENDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2018-0015533 CONDO PLAN #633 SEC 10 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 10 |
| Legal Subdivision | SPRING RIDGE |
| Legal Unit | 42 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20600 |
Source: Ottawa County records · APN 70-03-10-328-010
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16493 SPRING TREE DR, SPRING LAKE, MI 49456-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Aug 30, 2019 | Warranty Deed, Construction Loan · Construction Mortgage MACATAWA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on Record |
| Deed Sale | Aug 30, 2019 · Amount on Record |
| Deed Document Number | 201930531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 16493 SPRING TREE DR, SPRING LAKE, MI 49456-1209 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16493 SPRING TREE DR, SPRING LAKE, MI 49456-1209 |
| Document Number | 20230011629 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2023-0011629 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 16493 SPRING TREE DR, SPRING LAKE, MI 49456-1209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20200006450 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 2020-0006450 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Aug 30, 2019 |
| Property Address | 16493 SPRING TREE DR, SPRING LAKE, MI 49456-1209 |
| Document Number | 20190030531 |
| Map Reference | DOC 2017-0041965 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019-0030531 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 12, 2022 |
| Title Company | LIGHTHOUSE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $946.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4165 PRAIRIE STREET, 4165, BYRON CENTER, MI 49315 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5856 S QUARTERLINE RD # 223, 223, MUSKEGON, MI 49444-9735 |
| Document Number | 20190030532 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 2019-0030532 |
| Name | MACATAWA BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,700 (+11.01%) | $667,400 (+11.01%) | |
| 2025 | $8,462.00 (+17.33%) | ||
| 2023 | $300,600 | $601,200 | |
| 2022 | $7,212.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), as of October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390206003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Spectrum.
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0006235, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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