1651 Delphi Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1651 Delphi Dr, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,128 sqft · built 2021
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$520,369 (Jun 2021)
Tax Bill	$6,631 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-02-21300`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-02-21300`
Alternative APN	`319655`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,128 sqft Finished Area
Basement Area	1,046 sqft
Unfinished Basement	1,046 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Garage Area	431 sqft
Porch	Slab
Porch Area	182 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1651 DELPHI DR
City	CHARLOTTESVILLE
State	VA
Zip	22911-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASCADIA 213 BLK 2
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2010
Census Tract	10501

Owner

1651 Delphi Dr is owned and occupied by an individual who bought it in June 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1651 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 18, 2020	Loan Modification, Mortgage ATLANTIC UNION BK
Nov 18, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Document Number	202110372
Deed Book / Page	5555 / 689
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 11, 2021
Property Address	1651 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number	5555/689
Book / Page	5555 / 689
Map Reference	MB 5009 PG 54-56
Instrument Date	May 27, 2021
Instrument	2021-00010372
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1651 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Investor	Possibly a Property Investor

Mortgage

Document Number	202100010373
Date	Jun 11, 2021
Instrument	2021-00010373

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	1651 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number	0000016721
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016721
Date	Nov 18, 2020
Book Page	005428/000764
Instrument	16721

Lender

Name	ATLANTIC UNION BK

Agreement

Amount	Amount on Record

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 18, 2020
Property Address	1651 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number	0000016720
Book / Page	005428 / 000760
Instrument Date	Nov 13, 2020
Instrument	16720
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$596.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 S PANTOPS DR CHARLOTTESVILLE VA 229118672, CHARLOTTESVILLE, VA 22911-8672
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1651 Delphi Dr was $6,631, up 7.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,631.00 (+7.91%)	$741,700 (+7.9%) Land $170,000 Building $571,700	$741,700 (+7.9%) Land $170,000 Building $571,700
2025	$6,145.00	$687,400 Land $180,000 Building $507,400	$687,400 Land $180,000 Building $507,400
2023	$5,044.00	$590,700 Land $148,000 Building $442,700	$590,700 Land $148,000 Building $442,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1651 Delphi Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1651 Delphi Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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