1645 Delphi Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1645 Delphi Dr, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,857 sqft · built 2021
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$644,895 (Dec 2021)
Tax Bill	$8,405 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-02-21400`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-02-21400`
Alternative APN	`319656`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,857 sqft Finished Area
Basement Area	1,261 sqft
Finished Basement	795 sqft
Unfinished Basement	467 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Area	451 sqft
Porch	Slab
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1645 DELPHI DR
City	CHARLOTTESVILLE
State	VA
Zip	22911-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASCADIA 214 BLK 2
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2010
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1645 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	202121218
Deed Book / Page	5661 / 593
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 29, 2021
Property Address	1645 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number	005661/593
Book / Page	5661 / 593
Map Reference	MB 5009 PG 54-56
Instrument Date	Dec 8, 2021
Instrument	202100021218
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1645 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526

Mortgage

Document Number	202100021219
Date	Dec 29, 2021
Instrument	202100021219

Lender

Name	TOWNE FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,405.00 (+9.11%)	$940,100 (+9.1%) Land $170,000 Building $770,100	$940,100 (+9.1%) Land $170,000 Building $770,100
2025	$7,703.00 (+23.72%)	$861,700 (+18.19%) Land $180,000 Building $681,700	$861,700 (+18.19%) Land $180,000 Building $681,700
2023	$6,226.00	$729,100 Land $148,000 Building $581,100	$729,100 Land $148,000 Building $581,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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