Albemarle County property record for 1648 Delphi Dr, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,636 sqft · built 2019 |
| Lot Size | 0.045 acres (1,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,000 (Aug 2019) |
| Tax Bill | $4,428 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078H0-00-02-22700 |
| Primary APN | 078H0-00-02-22700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Finished Area |
| Basement Area | 818 sqft |
| Finished Basement | 488 sqft |
| Unfinished Basement | 330 sqft |
| Family Room | Family Room |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 1,960 sqft (0.045 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 124 sqft |
| Deck Area | 62 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1648 DELPHI DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-3526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASCADIA 227 BLK 2 |
| Legal Subdivision | CASCADIA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10501 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1648 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI TOWNE FIRST MTG |
| Aug 6, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI TOWNE FIRST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on Record |
| Deed Sale | Aug 6, 2019 · Amount on Record |
| Deed Document Number | 20198419 |
| Deed Book / Page | 5203 / 466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1648 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526 |
| Document Number | 0000012684 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1648 DELPHI DR CHARLOTTESVILLE VA 229113526, CHARLOTTESVILLE, VA 22911-3526 |
| Document Number | 0000012684 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 005388/000355 |
| Instrument | 12684 |
| Name | TOWNE FIRST MTG |
|---|---|
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Aug 6, 2019 |
| Property Address | 1648 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526 |
| Document Number | 0000008419 |
| Book / Page | 005203 / 000466 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 8419 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1648 DELPHI DR CHARLOTTESVILLE VA 229113526, CHARLOTTESVILLE, VA 22911-3526 |
| Document Number | 8420 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 005203/000469 |
| Instrument | 8420 |
| Name | TOWNE FIRST MTG |
|---|---|
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2049 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,428.00 (+0.07%) | $495,300 (+0.06%) Land $135,300 Building $360,000 | $495,300 (+0.06%) Land $135,300 Building $360,000 |
| 2025 | $4,425.00 (+8.48%) | $495,000 (+3.62%) Land $124,300 Building $370,700 | $495,000 (+3.62%) Land $124,300 Building $370,700 |
| 2023 | $4,079.00 | $477,700 Land $134,200 Building $343,500 | $477,700 Land $134,200 Building $343,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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