Albemarle County property record for 1650 Delphi Dr, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,636 sqft · built 2018 |
| Lot Size | 0.034 acres (1,481 sqft) |
| Owner | Individual Name on File |
| Last Sale | $374,325 (Feb 2019) |
| Tax Bill | $4,194 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078H0-00-02-22800 |
| Primary APN | 078H0-00-02-22800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Finished Area |
| Basement Area | 818 sqft |
| Finished Basement | 471 sqft |
| Unfinished Basement | 347 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 1,481 sqft (0.034 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 124 sqft |
| Deck Area | 62 sqft |
| Patio Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1650 DELPHI DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-3526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASCADIA 228 BLK 2 |
| Legal Subdivision | CASCADIA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10501 |
1650 Delphi Dr is owned by an individual who bought it in February 2019.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 HARALSON CT, LIVINGSTON, NJ 07039-5714 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional with PMI AURORA FIN'L |
| Feb 7, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI TOWNE FIRST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on File |
| Deed Sale | Feb 7, 2019 · Amount on File |
| Deed Document Number | 20191163 |
| Deed Book / Page | 5135 / 477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1650 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5488/176 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 5488/176 |
| Instrument | 2021-00003483 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1650 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526 |
| Document Number | 0000013642 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | GLOBAL TITLE SERVICES LLC, GLOBAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1650 DELPHI DR CHARLOTTESVILLE VA 229113526, CHARLOTTESVILLE, VA 22911-3526 |
| Document Number | 0000013642 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 005253/000243 |
| Instrument | 13642 |
| Name | AURORA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | MCLEAN, VA 22102 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Feb 7, 2019 |
| Property Address | 1650 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526 |
| Document Number | 0000001163 |
| Book / Page | 005135 / 000477 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 1163 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.32 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1650 DELPHI DR CHARLOTTESVILLE VA 229113526, CHARLOTTESVILLE, VA 22911-3526 |
| Document Number | 1165 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 005135/000485 |
| Instrument | 1165 |
| Name | TOWNE FIRST MTG |
|---|---|
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2049 |
The 2026 property tax bill for 1650 Delphi Dr was $4,194, down 0.5% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,194.00 (-0.52%) | $469,100 (-0.53%) Land $123,000 Building $346,100 | $469,100 (-0.53%) Land $123,000 Building $346,100 |
| 2025 | $4,216.00 | $471,600 Land $113,000 Building $358,600 | $471,600 Land $113,000 Building $358,600 |
| 2023 | $3,998.00 | $468,200 Land $122,000 Building $346,200 | $468,200 Land $122,000 Building $346,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1650 Delphi Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1650 Delphi Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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