16501 Arrowhead Trl, Clermont, FL 34711 Property Records

Lake County property record for 16501 Arrowhead Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,908 sqft · built 1998
Lot Size	0.302 acres (13,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,000 (Jul 2019)
Tax Bill	$3,464 (2024)
Deeds & Mortgages	May 2022 Line of Credit May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0110-000-03800`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0110-000-03800`
Alternative APN	`3784376`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,908 sqft Living Area
1st Floor Area	2,908 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,163 sqft (0.302 acres)
Garage Type	Finished
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3784376
Street Address	16501 ARROWHEAD TRL
City	CLERMONT
State	FL
Zip	34711-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROWHEAD PHASE 2 SUB LOT 38 S 4 FT OF LOT 39 PB 39 PGS 89-91 ORB 5316 PG 33
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	ARROWHEAD
Legal Phase	2
Legal Tract	110
Legal Lot Number	38-39
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2001
Census Tract	31321

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16501 ARROWHEAD TRL, CLERMONT, FL 34711-6213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 18, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Dec 11, 2013 · Amount on Record
Deed Document Number	2019083631
Deed Book / Page	5316 / 0033
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16501 ARROWHEAD TRL, CLERMONT, FL 34711-6213
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16501 ARROWHEAD TRL, CLERMONT, FL 34711-6213

Mortgage

Document Number	0059522293
Date	May 9, 2022
Book Page	5952/2293
Instrument	2022064604

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16501 ARROWHEAD TRL, CLERMONT, FL 34711-6213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049461317
Date	May 18, 2017
Book Page	4946/1317
Instrument	2017054353

Lender

Name	PNC BANK NA
Type	Bank
Address	CLERMONT, FL 34711

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 25, 2019
Property Address	16501 ARROWHEAD TRL, CLERMONT, FL 34711-6213
Document Number	0053160033
Book / Page	005316 / 000033
Instrument Date	Jul 15, 2019
Instrument	83631
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TITLE OF LAKE CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16501 ARROWHEAD TRL CLERMONT FL 347116213, CLERMONT, FL 34711-6213

Mortgage

Document Number	53160035
Date	Jul 25, 2019
Book Page	005316/000035
Instrument	83632

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,920 (+5.99%) Land $100,000 Building $150,920	$473,594 (-0.66%) Land $100,000 Building $373,594
2024	$3,464.00 (+8.08%)
2023	$3,205.00 (+7.77%) Homeowner's exemption	$236,750 (+3%)	$476,722 (+2.47%) Land $79,100 Building $397,622
2022	$2,974.00 Homeowner's exemption	$229,860	$465,210 Land $67,800 Building $397,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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