1645 Primrose Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1645 Primrose Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,085 sqft · built 1947
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2003)
Tax Bill	$5,293 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`486-552-17-00`

Property Details

APN / Parcel Number

Primary APN	`486-552-17-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,085 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	11,000 sqft (0.253 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1645 PRIMROSE DR
City	EL CAJON
State	CA
Zip	92020-5647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	PAR 1 (EX ST) TR PM08292
Legal Subdivision	FLETCHER HILLS
Legal Tract	8292
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	16000

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1645 PRIMROSE DR, EL CAJON, CA 92020-5647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 4, 2017	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG
Mar 29, 2017	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2003 · Amount on Record
Deed Sale	Sep 11, 2003 · Amount on Record
Prior Sale	Mar 5, 1998 · Amount on Record
Deed Document Number	20031112358
Last Transfer Date	Nov 26, 2016
Transfer Doc	0000647498
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1645 PRIMROSE DR, EL CAJON, CA 92020-5647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 PRIMROSE DR, EL CAJON, CA 92020-5647

Mortgage

Document Number	0000782103
Date	Dec 7, 2020
Instrument	2020-0782103

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1645 PRIMROSE DR, EL CAJON, CA 92020-5647
Document Number	0000083335
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1645 PRIMROSE DR EL CAJON CA 920205647, EL CAJON, CA 92020-5647

Mortgage

Document Number	0000083335
Date	Feb 19, 2020
Instrument	83335

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1645 PRIMROSE DR, EL CAJON, CA 92020-5647
Document Number	0000575434
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1645 PRIMROSE DR EL CAJON CA 920205647, EL CAJON, CA 92020-5647

Mortgage

Document Number	0000575434
Date	Dec 11, 2017
Instrument	575434

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1645 PRIMROSE DR, EL CAJON, CA 92020-5647
Document Number	0000149059
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1645 PRIMROSE DR EL CAJON CA 920205647, EL CAJON, CA 92020-5647

Mortgage

Document Number	0000149059
Date	Apr 3, 2017
Instrument	149059

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,719 (+2%) Land $144,498 Building $247,221
2025	$5,293.00 (+6.52%)	$384,039 (+4.04%) Land $141,665 Building $242,374
2023	$4,969.00 (+2.16%)	$369,128 Land $136,165 Building $232,963
2022	$4,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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