165 Teracina Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 165 Teracina Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,992 sqft · built 1990
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,355,000 (Jan 2021)
Tax Bill	$17,370 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-760-077-7`

Property Details

APN / Parcel Number

Primary APN	`213-760-077-7`
Alternative APN	`213-760-077`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,097 sqft
2nd Floor Area	895 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Cluster
Lot Area	4,600 sqft (0.106 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	165 TERACINA DR
City	SAN RAMON
State	CA
Zip	94582-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7108 L77
Legal Subdivision	SUBDIVISION 7108
Legal Tract	7108
Legal Lot Number	77
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	345117

Owner

165 Teracina Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 TERACINA DR, SAN RAMON, CA 94582-6009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	202126824
Prior Transfer Date	Jul 29, 2016
Prior Transfer Doc	0000159958
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 28, 2021
Property Address	165 TERACINA DR, SAN RAMON, CA 94582-6009
Document Number	0000026824
Map Reference	MB 329 PG 36
Instrument Date	Jan 1, 2021
Instrument	2021-026824
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	165 TERACINA DR, SAN RAMON, CA 94582-6009

Mortgage

Document Number	0000026825
Date	Jan 28, 2021
Instrument	2021-026825

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 165 Teracina Dr was $17,370.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,496,027 (+2%) Land $877,743 Building $618,284
2025	$17,370.00	$1,466,694 Land $860,533 Building $606,161
2023	$16,724.00 (+1.25%)	$1,409,742 Land $827,118 Building $582,624
2022	$16,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 165 Teracina Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Teracina Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20