Flagler County property record for 165 Oak Ln, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,113 sqft · built 1982 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Company Name on Record |
| Last Sale | $70,000 (Mar 2014) |
| Tax Bill | $1,217 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-12-31-5916-00000-0110 |
| Primary APN | 11-12-31-5916-00000-0110 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,113 sqft Living Area |
| Gross Area | 1,260 sqft |
| 1st Floor Area | 1,113 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,008 sqft (0.092 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 681 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 165 OAK LN |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE VILLAGE - PHASE II LOT 11 OR 192 PG 26, OR 192 PG 216 OR 206 PG 191 OR 309 PG 203 OR 706 PG 642 OR 1038 PG 55 OR 1995/274 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 11 |
| Legal Subdivision | THE VILLAGE |
| Legal Phase | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 60304 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 165 OAK LN, FLAGLER BEACH, FL 32136-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 29, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2014 · Amount on Record |
| Deed Sale | Mar 24, 2014 · Amount on Record |
| Prior Sale | Feb 3, 2004 · Amount on Record |
| Deed Document Number | 20148899 |
| Deed Book / Page | 1995 / 274 |
| Last Transfer Date | Jul 27, 2021 |
| Transfer Doc | 0025890761 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 29, 2021 |
| Property Address | 165 OAK LN, FLAGLER BEACH, FL 32136-3474 |
| Document Number | 0025890761 |
| Book / Page | 2589 / 761 |
| Map Reference | MB 26 PG 52&53 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021041566 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 OAK LN, FLAGLER BEACH, FL 32136-3474 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 165 OAK LN, FLAGLER BEACH, FL 32136-3474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024180112 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 2418/0112 |
| Instrument | 2020004858 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,217.00 (+4.11%) Homeowner's exemption Disabled Person's exemption | $110,978 (+5.99%) | $215,897 (+51.38%) Land $52,500 Building $163,397 |
| 2024 | $1,169.00 (+4.84%) | ||
| 2023 | $1,115.00 (-3.46%) Homeowner's exemption Disabled Person's exemption | $104,710 (+3%) | $142,620 (-0.42%) Land $52,500 Building $90,120 |
| 2022 | $1,155.00 Homeowner's exemption Disabled Person's exemption | $101,660 | $143,217 Land $52,500 Building $90,717 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 127 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 69 (1995–2026) |
| Claims Outside the SFHA | 8 of 69 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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