144 Oak Ln, Flagler Beach, FL 32136 Property Records

Flagler County property record for 144 Oak Ln, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,134 sqft · built 1983
Lot Size	0.103 acres (4,530 sqft)
Owner	Individual Name on Record
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-12-31-5916-00000-0220`

Property Details

APN / Parcel Number

Primary APN	`11-12-31-5916-00000-0220`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,134 sqft Heated Area
Gross Area	1,816 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,530 sqft (0.103 acres)
Driveway	Driveway
Driveway Area	220 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	144 OAK LN
City	FLAGLER BEACH
State	FL
Zip	32136-3474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE VILLAGE - PHASE II LOT 22 OR 217 PG 173 OR 394 PG 636 OR 480 PG 833 OR 623 PG 1462-CT OR 716 PG 34 OR 1108 PG 1940 OR 223
Legal Range	31E
Legal Township	12S
Legal Section	11
Legal Subdivision	THE VILLAGE
Legal Phase	2
Legal Lot Number	22
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1023
Census Tract	60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
May 27, 2021	Survivorship Deed, Transfer
Nov 4, 2021	Re-recorded Document
Jan 23, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Oct 18, 2017	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021
Deed Sale	May 27, 2021
Prior Sale	Jan 23, 2020 · Amount on Record
Deed Document Number	2021029320
Deed Book / Page	2567 / 126
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474

Mortgage

Document Number	0027870189
Date	Jun 9, 2023
Book Page	2787/189
Instrument	2023024624

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474

Mortgage

Document Number	0025010239
Date	Dec 2, 2020
Book Page	2501/239
Instrument	2020050117

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FLAGLER FL
Recording Date	May 27, 2021
Property Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0025670126
Book / Page	2567 / 126
Map Reference	MB 26 PG 52&53
Instrument Date	May 20, 2021
Instrument	2021029320
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 OAK LN, 144, FLAGLER BEACH, FL 32136-3474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474

November 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	FLAGLER FL
Recording Date	Nov 4, 2021
Property Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0026250188
Book / Page	2625 / 188
Map Reference	MB 26 PG 52&53
Instrument Date	May 20, 2021
Instrument	2021061271
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 OAK LN, 144, FLAGLER BEACH, FL 32136-3474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 23, 2020
Property Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0024141295
Book / Page	2414 / 1295
Map Reference	MB 26 PG 52&53
Instrument Date	Jan 10, 2020
Instrument	2020002961
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1492 KRA NUR DR, 1492, BURTON, MI 48509-1635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474

Mortgage

Document Number	24141297
Date	Jan 23, 2020
Instrument	2414/1297

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 18, 2017
Property Address	144 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0022361171
Book / Page	002236 / 001171
Instrument Date	Oct 5, 2017
Instrument	36454
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ADAMS CAMERON TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$944.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 OAK LN FLAGLER BEACH FL 321363474, FLAGLER BEACH, FL 32136-3474

Mortgage

Document Number	22361172
Date	Oct 18, 2017
Book Page	002236/001172
Instrument	36455

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,767.00 (+41.1%) Homeowner's exemption	$185,368 (+29.99%)	$258,616 (+56.94%) Land $52,500 Building $206,116
2023	$1,961.00 (+3.43%) Homeowner's exemption	$142,603 (+3%)	$164,784 (-0.17%) Land $52,500 Building $112,284
2022	$1,896.00 Homeowner's exemption	$138,450	$165,061 Land $52,500 Building $112,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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