Flagler County property record for 153 Oak Ln, Flagler Beach, FL 32136 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,066 sqft · built 1983 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Jan 2018) |
| Tax Bill | $774 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-12-31-5916-00000-0090 |
| Primary APN | 11-12-31-5916-00000-0090 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| Gross Area | 1,174 sqft |
| 1st Floor Area | 1,066 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,008 sqft (0.092 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 153 OAK LN |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE VILLAGE - PHASE II LOT 9 OR 207 PG 433, OR 228 PG 13 OR 277 PG 278, OR 497 PG 1887 OR 516 PG 976 OR 2139/981 OR 2252/427 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 11 |
| Legal Subdivision | THE VILLAGE |
| Legal Phase | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 60304 |
Source: Flagler County records · APN 11-12-31-5916-00000-0090
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 153 OAK LN, FLAGLER BEACH, FL 32136-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC |
| Jan 10, 2018 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2018 · Amount on Record |
| Deed Sale | Jan 10, 2018 · Amount on Record |
| Prior Sale | Jun 27, 2016 · Amount on Record |
| Deed Document Number | 20181034 |
| Deed Book / Page | 2252 / 427 |
| Last Transfer Date | May 13, 2025 |
| Transfer Doc | 0029650563 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 153 OAK LN, FLAGLER BEACH, FL 32136-3474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 153 OAK LN, FLAGLER BEACH, FL 32136-3474 |
| Document Number | 0024720654 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 2472/654 |
| Instrument | 2020034298 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 10, 2018 |
| Property Address | 153 OAK LN, FLAGLER BEACH, FL 32136-3474 |
| Document Number | 0022520427 |
| Book / Page | 2252 / 0427 |
| Map Reference | MB26 PG52&53 |
| Instrument Date | Jan 04, 2018 |
| Instrument | 2018001034 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FLAGER COUNTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $896.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 OAK LN, 153, FLAGLER BEACH, FL 32136-3474 |
| Name | Verified Name |
|---|---|
| Address | 153 OAK LN, FLAGLER BEACH, FL 32136-3474 |
| Document Number | 2018001035 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 2018001035 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $774.00 (+3.61%) | $119,641 (+5.99%) | $214,943 (+45.1%) Land $52,500 Building $162,443 |
| 2024 | $747.00 (+9.05%) | ||
| 2023 | $685.00 (+8.39%) Homeowner's exemption Additional exemption filed | $112,883 (+3%) | $148,135 (+0.68%) Land $52,500 Building $95,635 |
| 2022 | $632.00 Homeowner's exemption Additional exemption filed | $109,595 | $147,131 Land $52,500 Building $94,631 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 127 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 69 (1995–2026) |
| Claims Outside the SFHA | 8 of 69 |
| Most Recent Claim | May 2026, other causes |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 893 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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