171 Oak Ln, Flagler Beach, FL 32136 Property Records

Flagler County property record for 171 Oak Ln, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,751 sqft · built 1985
Lot Size	0.119 acres (5,210 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Mar 2020)
Tax Bill	$2,478 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-12-31-5916-00000-0120`

Property Details

APN / Parcel Number

Primary APN	`11-12-31-5916-00000-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,751 sqft Heated Area
Gross Area	1,943 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,210 sqft (0.119 acres)
Driveway	Driveway
Driveway Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	171 OAK LN
City	FLAGLER BEACH
State	FL
Zip	32136-3474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE VILLAGE - PHASE II LOT 12 OR 262 PG 382/383 OR 266 PG 626 OR 266 PG 627 OR 369 PG 170 OR 792 PG 878-SANDRA TIBBITS A/K/A
Legal Range	31E
Legal Township	12S
Legal Section	11
Legal Subdivision	THE VILLAGE
Legal Phase	2
Legal Lot Number	12
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1023
Census Tract	60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	171 OAK LN, FLAGLER BEACH, FL 32136-3474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC
Mar 12, 2020	Grant Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PTRS
Nov 30, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Prior Sale	Nov 30, 2018
Deed Document Number	2020010310
Deed Book / Page	2427 / 1109
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	171 OAK LN, FLAGLER BEACH, FL 32136-3474
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 OAK LN, FLAGLER BEACH, FL 32136-3474

Mortgage

Document Number	0025461559
Date	Apr 5, 2021
Book Page	2546/1559
Instrument	2021018039

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 12, 2020
Property Address	171 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0024271109
Book / Page	002427 / 001109
Instrument Date	Feb 27, 2020
Instrument	10310
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 WILL BARBER RD KISSIMMEE FL 347444744, KISSIMMEE, FL 34744-4744

Mortgage

Document Number	24271111
Date	Mar 12, 2020
Book Page	002427/001111
Instrument	10311

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 30, 2018
Property Address	171 OAK LN, FLAGLER BEACH, FL 32136-3474
Document Number	0023211395
Book / Page	002321 / 001395
Instrument Date	Nov 1, 2018
Instrument	44644
Transaction Type	Foreclosure
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8200 JONES BRANCH DR MCLEAN VA 221023107, MCLEAN, VA 22102-3107

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,478.00 (+6.72%) Homeowner's exemption	$170,558 (+5.99%)	$259,513 (+37.42%) Land $52,500 Building $207,013
2023	$2,322.00 (+3.25%) Homeowner's exemption	$160,923 (+3%)	$188,842 (-0.21%) Land $52,500 Building $136,342
2022	$2,249.00 Homeowner's exemption	$156,236	$189,236 Land $52,500 Building $136,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures