165 Gulph Hills Rd, Wayne, PA 19087 Property Records

Montgomery County property record for 165 Gulph Hills Rd, Wayne, PA 19087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,381 sqft · built 1989
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Sep 2023)
Tax Bill	$11,434 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`58-00-08673-00-8`

Property Details

APN / Parcel Number

Primary APN	`58-00-08673-00-8`
Alternative APN	`58043B047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,381 sqft Living Area
1st Floor Area	1,547 sqft
Basement Area	499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Stucco
Lot Area	20,000 sqft (0.459 acres)
Lot Width	76 ft Width
Garage Area	700 sqft
Porch	Open Frame Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	165 GULPH HILLS RD
City	WAYNE
State	PA
Zip	19087-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 4
Legal Subdivision	THE GULPH MILLS SUBDIVISION
Legal Block	43B
Legal Lot Number	4
Jurisdiction	MONTGOMERY PA
Township / Civil Division	UPPER MERION
Census Block Group	1
Census Block	1012
Census Tract	205904

Owner

165 Gulph Hills Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Montgomery County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 GULPH HILLS RD, WAYNE, PA 19087-4615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 2, 2019	Deed of Trust, Mortgage · Line of Credit PSE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Feb 11, 2003 · Amount on File
Deed Document Number	202350056
Deed Book / Page	6339 / 2379
Prior Transfer Date	Apr 4, 1994
Prior Transfer Doc	0000007575
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Sep 20, 2023
Property Address	165 GULPH HILLS RD, WAYNE, PA 19087-4615
Document Number	0063392379
Book / Page	6339 / 2379
Map Reference	MB A-44 PG 244
Instrument Date	Aug 24, 2023
Instrument	2023050056
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	165 GULPH HILLS RD, WAYNE, PA 19087-4615

Mortgage

Document Number	2023050057
Date	Sep 20, 2023
Instrument	2023050057

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	165 GULPH HILLS RD, WAYNE, PA 19087-4615
Document Number	0146851103
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 GULPH HILLS RD WAYNE PA 190874615, WAYNE, PA 19087-4615

Mortgage

Document Number	0146851103
Date	May 17, 2019
Book Page	014685/001103
Instrument	30619

Lender

Name	PSE CU
Type	Credit Union
Address	HARRISBURG, PA 17106-7013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 16, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 165 Gulph Hills Rd was $11,434.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Upper Merion Township
Unified School District	Upper Merion Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,434.00	$332,160	$332,160
2025	$11,434.00
2024		$332,160 (-) Land $108,490 Building $223,670
2023	$10,237.00 (+3.68%)	$332,160 Land $108,490 Building $223,670
2022	$9,874.00
1998			$332,160 Land $108,490 Building $223,670
1996			$332,160 Land $108,490 Building $223,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 165 Gulph Hills Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1979–2023)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Gulph Hills Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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