148 Gulph Hills Rd, Wayne, PA 19087 Property Records

Montgomery County property record for 148 Gulph Hills Rd, Wayne, PA 19087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,603 sqft · built 1965
Lot Size	0.567 acres (24,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Mar 2018)
Tax Bill	$8,863 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58-00-08695-00-4`

Property Details

APN / Parcel Number

Primary APN	`58-00-08695-00-4`
Alternative APN	`58043B041`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,603 sqft Living Area
1st Floor Area	2,603 sqft
Basement Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Stucco
Lot Area	24,700 sqft (0.567 acres)
Lot Width	117 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	45 sqft
Deck Area	Deck Area
Patio Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	148 GULPH HILLS RD
City	WAYNE
State	PA
Zip	19087-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 12
Legal Block	43B
Legal Lot Number	12
Jurisdiction	MONTGOMERY PA
Township / Civil Division	UPPER MERION
Census Block Group	1
Census Block	1014
Census Tract	205904

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 GULPH HILLS RD, WAYNE, PA 19087-4616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Line of Credit FRANKLIN MINT FCU
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTIAL CAPITAL GRP
Aug 23, 2023	Deed of Trust, Mortgage FRANKLIN MINT FCU
Nov 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITADEL FCU
Mar 14, 2018	Grant Deed, Transfer PINNACLE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2018 · Amount on Record
Deed Sale	Mar 14, 2018 · Amount on Record
Prior Sale	Dec 7, 1970 · Amount on Record
Deed Document Number	201816032
Deed Book / Page	6082 / 1822
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	148 GULPH HILLS RD, WAYNE, PA 19087-4616
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 GULPH HILLS RD, WAYNE, PA 19087-4616

Mortgage

Document Number	0161130609
Date	Aug 28, 2025
Book Page	16113/609
Instrument	2025047742

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union
Address	CHADDS FORD, PA 19317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	148 GULPH HILLS RD, WAYNE, PA 19087-4616
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01550902596
Date	Feb 10, 2022
Book Page	15509/02596
Instrument	2022018105

Lender

Name	INTERCONTINENTIAL CAPITAL GRP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2031

Interest

Rate Type	Fixed Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	148 GULPH HILLS RD, WAYNE, PA 19087-4616
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 GULPH HILLS RD, WAYNE, PA 19087-4616

Mortgage

Document Number	0158030691
Date	Aug 23, 2023
Book Page	15803/691
Instrument	2023044926

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union
Address	CHADDS FORD, PA 19317

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Sep 5, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	148 GULPH HILLS RD, WAYNE, PA 19087-4616
Document Number	0150950465
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 GULPH HILLS RD WAYNE PA 190874616, WAYNE, PA 19087-4616

Mortgage

Document Number	0150950465
Date	Dec 7, 2020
Book Page	015095/000465
Instrument	108089

Lender

Name	CITADEL FCU
Type	Credit Union
Address	EXTON, PA 19341-1119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 6, 2025

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Mar 14, 2018
Property Address	148 GULPH HILLS RD, WAYNE, PA 19087-4616
Document Number	0060821822
Book / Page	006082 / 001822
Instrument Date	Dec 8, 2017
Instrument	16032
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 GULPH HILLS RD WAYNE PA 190874616, WAYNE, PA 19087-4616

Mortgage

Document Number	144920479
Date	Mar 14, 2018
Book Page	014492/000479
Instrument	16033

Lender

Name	PINNACLE MTG
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2038

Mortgage

Document Number	145022452,
Date	Mar 14, 2018
Book Page	014502/002452
Instrument	21605

Lender

Name	CITADEL FCU
Type	Credit Union
Address	EXTON, PA 19341-1119

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 13, 2023

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Upper Merion Township
Unified School District	Upper Merion Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,863.00	$257,460 (-)	$257,460 (-)
2025	$8,863.00 (+11.71%)
2024		$257,460 (-) Land $114,870 Building $142,590
2023	$7,934.00 (+3.67%)	$257,460 Land $114,870 Building $142,590
2022	$7,653.00
1998			$257,460 (-) Land $114,870 Building $142,590
1996			$257,460 Land $114,870 Building $142,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1979–2023)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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