Hamilton County property record for 121 E 20th St, Chattanooga, TN 37408
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,062 sqft · built 2023 |
| Lot Size | 0.128 acres (5,588 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,900 (Sep 2023) |
| Tax Bill | $1,118 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145M F 015 C124 |
| Primary APN | 145M F 015 C124 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,062 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,588 sqft (0.128 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000391518 |
|---|---|
| Street Address | 121 E 20TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-2618 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | C1 |
| Legal Description | LT 8 UNIT 48 SOUTHSIDE SQUARE SUB PB 122 PG 24 OUT OF 145M F 006 FOR 2022 |
| Legal Subdivision | WALSH ANTHONY |
| Legal Lot Number | 8 |
| Legal Unit | 48 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 2000 |
Source: Hamilton County records · APN 145M F 015 C124
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 E 20TH ST, CHATTANOOGA, TN 37408-2618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CLARK R/E |
| May 15, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 02, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 29, 2023 | Warranty Deed, Subdivision Related Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Deed Document Number | 202367 |
| Deed Book / Page | 13411 / 929 |
| Last Transfer Date | May 23, 2024 |
| Transfer Doc | 0000000067 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 05, 2026 |
| Property Address | 121 E 20TH ST, CHATTANOOGA, TN 37408-2618 |
| Document Number | 0000000152 |
| Book / Page | 14394 / 874 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026152 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 E 20TH ST, CHATTANOOGA, TN 37408-2618 |
| Document Number | 0000000153, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 20265153 |
| Name | CLARK R/E |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 15, 2026 |
| Property Address | 121 E 20TH ST, CHATTANOOGA, TN 37408-2618 |
| Document Number | 0000000067 |
| Book / Page | 14299 / 401 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202667 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 6231 LES WAGGONER RD, FRANKLIN, TN 37067-8115 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 02, 2024 |
| Property Address | 121 E 20TH ST, CHATTANOOGA, TN 37408-2618 |
| Document Number | 0000000067 |
| Book / Page | 13638 / 496 |
| Map Reference | MB 13112 PG 1 |
| Instrument Date | May 23, 2024 |
| Instrument | 2024070200067 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6231 LES WAGGONER RD, FRANKLIN, TN 37067-8115 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 29, 2023 |
| Property Address | 121 E 20TH ST, CHATTANOOGA, TN 37408-2618 |
| Document Number | 0000000067 |
| Book / Page | 13411 / 929 |
| Map Reference | MB 13112 PG 1 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023092900067 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,165.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 E 20TH ST # 48, 48, CHATTANOOGA, TN 37408-2618 |
| Investor | Possibly a Property Investor |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,118.00 (-6.99%) | $73,775 (+37.26%) | $295,100 (+37.26%) Land $90,000 Building $205,100 |
| 2024 | $1,202.00 (+330.82%) | $53,750 (+33%) | $215,000 (+33%) Land $50,000 Building $165,000 |
| 2023 | $279.00 | $12,500 (-) | $50,000 (-) Land $50,000 |
| 2022 | $279.00 | $12,500 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1978–2000) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 323 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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