Lincoln County property record for 165 Cindy Ln, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 2002 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $31,300 (Jan 2018) |
| Tax Bill | $1,844 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-60-23-000-000-050.000 |
| Primary APN | 13-60-23-000-000-050.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,716 sqft (0.246 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 165 CINDY LN |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-3333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 HIGHLAND ACRES |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 74 |
| Legal Subdivision | HIGHLAND ACRES |
| Legal Lot Number | 21 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 810401 |
165 Cindy Ln is owned and occupied by two individuals who bought it in January 2018.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 CINDY LN, WINFIELD, MO 63389-3333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Line of Credit MISSOURI VALLEY FCU |
| Dec 1, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST INTEGRITY MORTGAGE SERVICES INC |
| Jan 11, 2018 | Intrafamily Transfer, Transfer · Line of Credit MISSOURI VALLEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on File |
| Deed Sale | Jan 11, 2018 · Amount on File |
| Prior Sale | Jul 11, 2013 · Amount on File |
| Deed Document Number | 2018309 |
| Deed Book / Page | 2418 / 965 |
| Prior Transfer Date | Jan 10, 2018 |
| Prior Transfer Doc | 2418/0965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 165 CINDY LN, WINFIELD, MO 63389-3333 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002482/679 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 2482/679 |
| Instrument | 2022008435 |
| Name | MISSOURI VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PETERS, MO 63376 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 165 CINDY LN, WINFIELD, MO 63389-3333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2456/82 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 2456/82 |
| Instrument | 2020014165 |
| Name | FIRST INTEGRITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jan 11, 2018 |
| Property Address | 165 CINDY LN, WINFIELD, MO 63389-3333 |
| Document Number | 2418/0965 |
| Book / Page | 2418 / 0965 |
| Map Reference | MB11 PG160 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 2018000309 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 165 CINDY LN, WINFIELD, MO 63389-3333 |
| Document Number | 2018001420 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 2018001420 |
| Name | MISSOURI VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 182 Months |
| Due | Mar 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 165 Cindy Ln was $1,844.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Winfield City |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,449 (-) Land $3,800 Building $26,649 | ||
| 2025 | $1,844.00 | $30,449 Land $3,800 Building $26,649 | $160,260 Land $20,000 Building $140,260 |
| 2023 | $1,736.00 (+5.4%) | $28,589 Land $2,850 Building $25,739 | $150,470 Land $15,000 Building $135,470 |
| 2022 | $1,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Cindy Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Cindy Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINFIELD PWS serves 1,489 people · EPA ID MO6010866 |
|---|---|
| Water Source | Purchased groundwater from LINCOLN COUNTY PWSD 1 |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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