160 Cindy Ln, Winfield, MO 63389 Property Records

Lincoln County property record for 160 Cindy Ln, Winfield, MO 63389

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,140 sqft · built 1997
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on File
Last Sale$150,800 (Sep 2019)
Tax Bill$1,456 (2025)
Deeds & MortgagesAug 2025 Line of Credit
May 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-60-23-000-000-043.000

Property Details

APN / Parcel Number

Primary APN13-60-23-000-000-043.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
Basement Area1,140 sqft
Unfinished Basement1,140 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,867 sqft (1.03 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address160 CINDY LN
CityWINFIELD
StateMO
Zip63389-3335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 HIGHLAND ACRES
Legal Range02E
Legal Township49N
Legal Section23
Legal SubdivisionHIGHLAND ACRES
Legal Lot Number14
JurisdictionLINCOLN MO
Township / Civil DivisionMONROE
Census Block Group2
Census Block2054
Census Tract810401

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address160 CINDY LN, WINFIELD, MO 63389-3335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2025Deed of Trust, Mortgage · Line of Credit
VANTAGE CU
May 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
ENTERPRISE BANK & TRUST
Sep 20, 2019Warranty Deed, Transfer · FHA Mortgage
FIRST STATE BANK OF ST CHARLES MO
Jan 17, 2019Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2019 · Amount on File
Deed SaleSep 20, 2019 · Amount on File
Prior SaleMay 9, 2013 · Amount on File
Deed Document Number20198280
Deed Book / Page2438 / 392
Prior Transfer DateJan 8, 2019
Prior Transfer Doc02430/0591
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address160 CINDY LN, WINFIELD, MO 63389-3335
Transaction TypeMortgage
Record UpdatedNov 17, 2025
Title CompanySURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 CINDY LN, WINFIELD, MO 63389-3335

Mortgage

Document Number002513/127
DateAug 21, 2025
Book Page2513/127
Instrument2025006657
Lender
NameVANTAGE CU
TypeCredit Union
AddressSAINT CHARLES, MO 63304
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 14, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address160 CINDY LN, WINFIELD, MO 63389-3335
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02422/0791
DateMay 16, 2018
Book Page2422/0791
Instrument2018004157
Lender
NameENTERPRISE BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateSep 20, 2019
Property Address160 CINDY LN, WINFIELD, MO 63389-3335
Document Number02438/0392
Book / Page2438 / 0392
Instrument DateSep 19, 2019
Instrument2019008280
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyMEYER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address160 CINDY LN, WINFIELD, MO 63389-3335

Mortgage

Document Number2019008281
DateSep 20, 2019
Instrument2019008281
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Mortgage

Document Number02438/0394
DateSep 20, 2019
Book Page2438/0394
Instrument2019008282
Lender
NameMISSOURI HOUSING DEVELOPMENT COMMISSION
TypeFunding / Finance Company
AddressKANSAS CITY, MO 64105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

January 2019: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionLINCOLN MO
Recording DateJan 17, 2019
Property Address160 CINDY LN, WINFIELD, MO 63389-3335
Document Number02430/0591
Book / Page2430 / 0591
Instrument DateJan 8, 2019
Instrument2019000401
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address266 S ETHLYN RD, MOSCOW MILLS, MO 63362-3106

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
MunicipalityWinfield City
Unified School DistrictWinfield R-IV School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,129 (-) Land $3,800 Building $22,329
2025$1,456.00 (+1.46%)$26,129 (+10.59%) Land $3,800 Building $22,329$137,520 (+10.59%) Land $20,000 Building $117,520
2023$1,435.00 (+5.28%)$23,627 Land $2,850 Building $20,777$124,350 Land $15,000 Building $109,350
2022$1,363.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims24 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 15 claims
  • Severe Storms And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINFIELD PWS
serves 1,489 people · EPA ID MO6010866
Water SourcePurchased groundwater from LINCOLN COUNTY PWSD 1
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Wisper ISP
Fixed Wireless
400 / 30
AT&T
Fixed Wireless
100 / 20

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