Lincoln County property record for 185 Cindy Ln, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,254 sqft · built 2008 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,000 (May 2021) |
| Tax Bill | $1,886 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-60-23-000-000-049.000 |
| Primary APN | 13-60-23-000-000-049.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,254 sqft Living Area |
| Basement Area | 1,254 sqft |
| Unfinished Basement | 1,254 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,720 sqft (0.292 acres) |
| Street Address | 185 CINDY LN |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 HIGHLAND ACRES, PLAT 11/150 |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 74 |
| Legal Subdivision | HIGHLAND ACRES |
| Legal Lot Number | 20 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 810401 |
185 Cindy Ln is owned and occupied by two individuals who bought it in May 2021.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 CINDY LN, WINFIELD, MO 63389-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Nov 19, 2020 | Limited Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC |
| Apr 16, 2020 | Trustee's Deed, Foreclosure |
| Mar 3, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on File |
| Deed Sale | May 4, 2021 · Amount on File |
| Prior Sale | Nov 19, 2020 · Amount on File |
| Deed Document Number | 20216192 |
| Deed Book / Page | 2463 / 675 |
| Prior Transfer Date | Dec 30, 2019 |
| Prior Transfer Doc | 002445/653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | May 4, 2021 |
| Property Address | 185 CINDY LN, WINFIELD, MO 63389-3334 |
| Document Number | 002463/675 |
| Book / Page | 2463 / 675 |
| Map Reference | MB 11 PG 160 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021006192 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 BARLEY RIDGE CT S, 714, SAINT PETERS, MO 63376-1979 |
| Name | Verified Name |
|---|---|
| Address | 185 CINDY LN, WINFIELD, MO 63389-3334 |
| Document Number | 2021006193 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021006193 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Jul 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Nov 19, 2020 |
| Property Address | 185 CINDY LN, WINFIELD, MO 63389-3334 |
| Document Number | 002455/599 |
| Book / Page | 2455 / 599 |
| Map Reference | MB 11 PG 160 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 2020013681 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Address | 714 BARLEY RIDGE CT S, SAINT PETERS, MO 63376-1979 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 16, 2020 |
| Property Address | 185 CINDY LN, WINFIELD, MO 63389-3334 |
| Document Number | 002445/653 |
| Book / Page | 2445 / 653 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 2020003662 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 3, 2017 |
| Property Address | 185 CINDY LN, WINFIELD, MO 63389-3334 |
| Document Number | 02408/0398 |
| Book / Page | 2408 / 0398 |
| Map Reference | MB11 PG160 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 2017001819 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 CINDY LN, WINFIELD, MO 63389-3334 |
The 2025 property tax bill for 185 Cindy Ln was $1,886.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Winfield City |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,135 (-) Land $3,800 Building $27,335 | ||
| 2025 | $1,886.00 | $31,135 Land $3,800 Building $27,335 | $163,870 Land $20,000 Building $143,870 |
| 2023 | $1,730.00 (+5.49%) | $28,483 Land $2,850 Building $25,633 | $149,910 Land $15,000 Building $134,910 |
| 2022 | $1,640.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 185 Cindy Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Cindy Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINFIELD PWS serves 1,489 people · EPA ID MO6010866 |
|---|---|
| Water Source | Purchased groundwater from LINCOLN COUNTY PWSD 1 |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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