Lincoln County property record for 140 Cindy Ln, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,180 sqft · built 1998 |
| Lot Size | 0.624 acres (27,181 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,741 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-60-23-000-000-041.000 |
| Primary APN | 13-60-23-000-000-041.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| Basement Area | 1,180 sqft |
| Unfinished Basement | 1,180 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,181 sqft (0.624 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 140 CINDY LN |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-3335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 HIGHLAND ACRES |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 23 |
| Legal Subdivision | HIGHLAND ACRES |
| Legal Lot Number | 12 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 810401 |
140 Cindy Ln is owned and occupied by an individual.
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 CINDY LN, WINFIELD, MO 63389-3335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMIS |
| Sep 3, 2021 | Deed of Trust, Mortgage · VA Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 7, 2023 |
| Property Address | 140 CINDY LN, WINFIELD, MO 63389-3335 |
| Document Number | 002489/359 |
| Book / Page | 2489 / 359 |
| Map Reference | MB 11 PG 160 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 2023002536 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1833 PACKARD CT, O FALLON, MO 63368-7074 |
| Name | Verified Name |
|---|---|
| Address | 140 CINDY LN, WINFIELD, MO 63389-3335 |
| Document Number | 2023002538 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 2023002538 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMIS |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 002489/360 |
|---|---|
| Date | Apr 7, 2023 |
| Book Page | 2489/360 |
| Instrument | 2023002537 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 140 CINDY LN, WINFIELD, MO 63389-3335 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 140 CINDY LN, WINFIELD, MO 63389-3335 |
| Document Number | 2469/268 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 2469/268 |
| Instrument | 2021011825 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 140 Cindy Ln was $1,741.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Winfield City |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,755 (-) Land $3,800 Building $24,955 | ||
| 2025 | $1,741.00 | $28,755 Land $3,800 Building $24,955 | $151,340 Land $20,000 Building $131,340 |
| 2023 | $1,609.00 (+12.75%) | $26,496 Land $2,850 Building $23,646 | $139,450 Land $15,000 Building $124,450 |
| 2022 | $1,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Cindy Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Cindy Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINFIELD PWS serves 1,489 people · EPA ID MO6010866 |
|---|---|
| Water Source | Purchased groundwater from LINCOLN COUNTY PWSD 1 |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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