165 Bay Ridge Dr, Pendleton, IN 46064 Property Records

Madison County property record for 165 Bay Ridge Dr, Pendleton, IN 46064

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,970 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2018)
Tax Bill	$2,462 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2010-1-016`

Property Details

APN / Parcel Number

Primary APN	`34-2010-1-016`
Alternative APNs	`48-14-10-200-041.000-013` `00001217333`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,970 sqft Living Area
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Construction Type	Brick
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	225 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00001217333
Street Address	165 BAY RIDGE DR
City	PENDLETON
State	IN
Zip	46064-9477
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PENDLE POINTE 0.0000ACRES STR: SECTION: 1 PLAT: IN: OUT:
Legal Subdivision	PENDLE POINTE
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1074
Census Tract	11501

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 BAY RIDGE DR, PENDLETON, IN 46064-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK
Jan 4, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2018 · Amount on Record
Deed Sale	Jan 4, 2018 · Amount on Record
Prior Sale	Oct 7, 2011
Deed Document Number	2018183
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	165 BAY RIDGE DR, PENDLETON, IN 46064-9477
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R25189
Date	Dec 30, 2021
Instrument	2021R25189

Lender

Name	STAR FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 30, 2031

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	165 BAY RIDGE DR, PENDLETON, IN 46064-9477
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R12778
Date	Sep 13, 2017
Instrument	2017R12778

Lender

Name	STAR FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 5, 2018

Interest

Rate Type	Fixed Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	Jan 4, 2018
Property Address	165 BAY RIDGE DR, PENDLETON, IN 46064-9477
Document Number	2018R00183
Map Reference	PB31 PG63
Instrument Date	Jan 2, 2018
Instrument	2018R00183
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BAY RIDGE DR, PENDLETON, IN 46064-9477

Mortgage

Document Number	2018R00184
Date	Jan 4, 2018
Instrument	2018R00184

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,462.00 (+4.94%) Homeowner's exemption	$257,600 (+19.04%) Land $31,900 Building $225,700	$257,600 (+19.04%) Land $31,900 Building $225,700
2024	$2,346.00 (-27.5%)
2023		$216,400 (-0.28%) Land $30,400 Building $186,000	$216,400 (-0.28%) Land $30,400 Building $186,000
2022	$3,236.00 Homeowner's exemption	$217,000 Land $28,900 Building $188,100	$217,000 Land $28,900 Building $188,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WATER COMPANY serves 5,758 people · EPA ID IN5248019
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber.

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