149 Bay Ridge Dr, Pendleton, IN 46064 Property Records

Madison County property record for 149 Bay Ridge Dr, Pendleton, IN 46064

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,915 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$304,900 (Jun 2022)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Mar 2009 Mortgage Aug 2008 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-2010-1-018`

Property Details

APN / Parcel Number

Primary APN	`34-2010-1-018`
Alternative APNs	`48-14-10-200-043.000-013` `00001224292`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001224292
Street Address	149 BAY RIDGE DR
City	PENDLETON
State	IN
Zip	46064-9477
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PENDLE POINTE 0.0000ACRES STR: SECTION: 1 PLAT: IN: OUT:
Legal Subdivision	PENDLE POINTE
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1074
Census Tract	11501

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	149 BAY RIDGE DR, PENDLETON, IN 46064-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Aug 5, 2008	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 30, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	202210070
Record Updated	Sep 20, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	149 BAY RIDGE DR, PENDLETON, IN 46064-9477
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009003004
Date	Mar 5, 2009
Instrument	2009003004

Lender

Name	FIRST MERCHANTS BANK NA
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2024

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	149 BAY RIDGE DR, PENDLETON, IN 46064-9477
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008013524
Date	Aug 5, 2008
Instrument	2008013524

Lender

Name	FIRST MERCHANTS BANK
Address	MUNCIE, IN 47305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 6, 2013

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jun 10, 2022
Property Address	149 BAY RIDGE DR, PENDLETON, IN 46064-9477
Document Number	2022R10070
Map Reference	IN 2005002835
Instrument Date	May 4, 2022
Instrument	2022R10070
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 BAY RIDGE DR, PENDLETON, IN 46064-9477

Mortgage

Document Number	2022R10120
Date	Jun 13, 2022
Instrument	2022R10120

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Mar 30, 2022
Property Address	149 BAY RIDGE DR, PENDLETON, IN 46064-9477
Document Number	2022R05658
Map Reference	BK 31 PG 63
Instrument Date	Mar 25, 2022
Instrument	2022R05658
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00 (+4.4%) Homeowner's exemption	$226,400 (+17.31%) Land $31,900 Building $194,500	$226,400 (+17.31%) Land $31,900 Building $194,500
2024	$2,089.00 (+7.96%)
2023		$193,000 (-0.26%) Land $30,400 Building $162,600	$193,000 (-0.26%) Land $30,400 Building $162,600
2022	$1,935.00 Homeowner's exemption	$193,500 Land $28,900 Building $164,600	$193,500 Land $28,900 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON WATER COMPANY serves 5,758 people · EPA ID IN5248019
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber.

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