148 Bay Ridge Dr, Pendleton, IN 46064 Property Records

Madison County property record for 148 Bay Ridge Dr, Pendleton, IN 46064 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,721 sqft · built 2014
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$335,053 (Feb 2025)
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-2010-1-031`

Property Details

APN / Parcel Number

Primary APN	`34-2010-1-031`
Alternative APNs	`48-14-10-200-056.000-013` `00001217379`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,721 sqft Living Area
1st Floor Area	1,721 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00001217379
Street Address	148 BAY RIDGE DR
City	PENDLETON
State	IN
Zip	46064-9477
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PENDLE POINTE 0.0000ACRES STR: SECTION: 1 PLAT: IN: OUT:
Legal Subdivision	PENDLE POINTE SEC 01
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	1
Census Block	1074
Census Tract	11501

Owner

Source: Madison County records · APN 34-2010-1-031

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	148 BAY RIDGE DR, PENDLETON, IN 46064-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 05, 2025 · Amount on Record
Deed Sale	Feb 05, 2025 · Amount on Record
Prior Sale	Apr 11, 2014
Deed Document Number	20251603
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Recording Date	Apr 27, 2026
Property Address	148 BAY RIDGE DR, PENDLETON, IN 46064-9477
Document Number	0000006030
Instrument Date	Apr 15, 2026
Instrument	20266030
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 BAY RIDGE DR, PENDLETON, IN 46064-9477

Mortgage

Document Number	0000006030,
Date	Apr 27, 2026
Instrument	20266030

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Municipality	Pendleton Town
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00 (+5.13%) Homeowner's exemption	$243,800 (+18.81%) Land $33,300 Building $210,500	$243,800 (+18.81%) Land $33,300 Building $210,500
2024	$2,224.00 (+8.17%)
2023		$205,200 (-0.19%) Land $31,700 Building $173,500	$205,200 (-0.19%) Land $31,700 Building $173,500
2022	$2,056.00 Homeowner's exemption	$205,600 Land $30,200 Building $175,400	$205,600 Land $30,200 Building $175,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (18095C), updated August 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: ALTIUS Communications, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.