Madison County property record for 176 Bay Ridge Dr, Pendleton, IN 46064
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 2,086 sqft · built 2016 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,800 (Aug 2016) |
| Tax Bill | $2,742 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2010-1-035 |
| Primary APN | 34-2010-1-035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 2,086 sqft |
| Attic | Attic |
| Attic Area | 2,086 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 130 sqft |
| Patio Area | 206 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 00001217369 |
|---|---|
| Street Address | 176 BAY RIDGE DR |
| City | PENDLETON |
| State | IN |
| Zip | 46064-9477 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PENDLE POINTE 0.0000ACRES STR: SECTION: 1 PLAT: IN: OUT: |
| Legal Subdivision | PENDLE POINTE SEC 01 |
| Jurisdiction | MADISON IN |
| Township / Civil Division | FALL CREEK |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 11501 |
Source: Madison County records · APN 34-2010-1-035
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 BAY RIDGE DR, PENDLETON, IN 46064-9477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2020 | Deed of Trust, Mortgage · VA Mortgage GVC MORTGAGE |
| Oct 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2016 · Amount on Record |
| Deed Sale | Aug 15, 2016 · Amount on Record |
| Deed Document Number | 201610897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 176 BAY RIDGE DR, PENDLETON, IN 46064-9477 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R07828 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 2020R07828 |
| Name | GVC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 176 BAY RIDGE DR, PENDLETON, IN 46064-9477 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R14885 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 2017R14885 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 19, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Madison County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Madison County |
| County Subdivision | Fall Creek Township |
| Municipality | Pendleton Town |
| Unified School District | South Madison Community School Corporation (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,742.00 (+6.98%) Homeowner's exemption | $296,700 (+19.44%) Land $33,300 Building $263,400 | $296,700 (+19.44%) Land $33,300 Building $263,400 |
| 2024 | $2,563.00 (+4.14%) | ||
| 2023 | $248,400 (-0.2%) Land $31,700 Building $216,700 | $248,400 (-0.2%) Land $31,700 Building $216,700 | |
| 2022 | $2,461.00 | $248,900 Land $30,200 Building $218,700 | $248,900 Land $30,200 Building $218,700 |
Source: FEMA National Flood Hazard Layer, Madison County (18095C), as of August 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: ALTIUS Communications, Mercury Broadband.
Based on FCC filings for 167 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IN5248019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PENDLETON WATER COMPANY serves 5,758 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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