16495 Chase Cir, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16495 Chase Cir, Ralph, AL 35480

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,574 sqft · built 2021
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Feb 2022)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-06-13-0-000-012.024`

Property Details

APN / Parcel Number

Primary APN	`34-06-13-0-000-012.024`
Alternative APNs	`89863` `73858` `96495`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,344 sqft (0.49 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	96495
Street Address	16495 CHASE CIR
City	RALPH
State	AL
Zip	35480-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 HARVEST MEADOWS
Legal Range	12W
Legal Township	22S
Legal Section	13
Legal Subdivision	HARVEST MEADOWS
Legal Lot Number	24
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1006
Census Tract	10303

Owner

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16495 CHASE CIR, RALPH, AL 35480-8806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST ALABAMA BANK AND TRUST
Feb 7, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES
Mar 29, 2021	Warranty Deed, Transfer
Feb 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Book / Page	2022 / 2532
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	02017/3963
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	CHASE CIR, RALPH, AL 35480
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CHASE CIR

Mortgage

Document Number	0000002021/0000068997
Date	Jul 2, 2021
Book Page	0000002021/0000068997

Lender

Name	WEST ALABAMA BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Feb 7, 2022
Property Address	CHASE CIR, RALPH, AL 35480
Document Number	02022/2532
Book / Page	2022 / 2532
Instrument Date	Jan 31, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16495 CHASE CIR, RALPH, AL 35480-8806
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002022/0000009767
Date	Feb 7, 2022
Book Page	0000002022/0000009767

Lender

Name	INTERLINC MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Mar 29, 2021
Property Address	CHASE CIR, RALPH, AL 35480
Document Number	02021/6874
Book / Page	2021 / 6874
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 FOUNTAIN WAY, NORTHPORT, AL 35473-2082

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Feb 28, 2017
Property Address	CHASE CIR, RALPH, AL 35480
Document Number	02017/3963
Book / Page	2017 / 3963
Instrument Date	Oct 27, 2016
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 2ND AVE SE, ALICEVILLE, AL 35442-2806

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (+9.01%)	$54,300 (+18.92%) Land $5,700 Building $48,600	$271,500 (+18.92%) Land $28,500 Building $243,000
2024	$1,432.00 (-0.97%)	$45,660 (-0.91%) Land $5,700 Building $39,960	$228,300 (-0.91%) Land $28,500 Building $199,800
2023	$1,446.00 (+276.56%)	$46,080 (+257.21%) Land $5,700 Building $40,380	$230,400 (+257.21%) Land $28,500 Building $201,900
2022	$384.00	$12,900 Land $5,700 Building $7,200	$64,500 Land $28,500 Building $36,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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