16501 Chase Cir, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16501 Chase Cir, Ralph, AL 35480

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,635 sqft · built 2005
Owner	2 Individual Names on Record
Tax Bill	$750 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-06-13-0-000-012.025`

Property Details

APN / Parcel Number

Primary APN	`34-06-13-0-000-012.025`
Alternative APNs	`89864` `73859`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,635 sqft
Utility Area	36 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Terrain	Rolling
Garage Type	Finished
Garage Area	484 sqft
Porch	Open Porch
Porch Area	427 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	73859
Street Address	16501 CHASE CIR
City	RALPH
State	AL
Zip	35480-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 HARVEST MEADOWS
Legal Range	12W
Legal Township	22S
Legal Section	13
Legal Subdivision	HARVEST MEADOWS
Legal Lot Number	25
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1006
Census Tract	10303

Owner

Source: Tuscaloosa County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16501 CHASE CIR, RALPH, AL 35480-8805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA ONE CU
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERLINC MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022
Deed Sale	Apr 22, 2022
Prior Sale	Jun 15, 2005 · Amount on Record
Deed Document Number	1806562
Deed Book / Page	2005 / 12658
Prior Transfer Date	May 27, 2010
Prior Transfer Doc	0020173910
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16501 CHASE CIR, RALPH, AL 35480-8805
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16501 CHASE CIR, RALPH, AL 35480-8805

Mortgage

Document Number	0000002022/0000087097
Date	Oct 21, 2022
Book Page	0000002022/0000087097

Lender

Name	PHH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16501 CHASE CIR, RALPH, AL 35480-8805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/15827
Date	Mar 23, 2017
Book Page	2017/15827

Lender

Name	ALABAMA ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16501 CHASE CIR, RALPH, AL 35480-8805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16501 CHASE CIR, RALPH, AL 35480-8805

Mortgage

Document Number	0000002020/0000041018
Date	Jun 1, 2020
Book Page	0000002020/0000041018

Lender

Name	INTERLINC MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$750.00 (+10.95%) Homeowner's exemption	$47,660 (+17.27%) Land $5,700 Building $41,960	$238,300 (+17.27%) Land $28,500 Building $209,800
2024	$676.00 (-1.31%) Homeowner's exemption	$40,640 (-1.07%) Land $5,700 Building $34,940	$203,200 (-1.07%) Land $28,500 Building $174,700
2023	$685.00 (+7.37%) Homeowner's exemption	$41,080 (+6.48%) Land $5,700 Building $35,380	$205,400 (+6.48%) Land $28,500 Building $176,900
2022	$638.00 Homeowner's exemption	$38,580 Land $5,700 Building $32,880	$192,900 Land $28,500 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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