16487 Chase Cir, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16487 Chase Cir, Ralph, AL 35480

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,460 sqft · built 2005
Owner	Individual Name on File
Last Sale	$145,000 (Nov 2020)
Tax Bill	$570 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-06-13-0-000-012.047`

Property Details

APN / Parcel Number

Primary APN	`34-06-13-0-000-012.047`
Alternative APNs	`89886` `73877` `91408`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft
Utility Area	63 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Terrain	Rolling
Garage Type	Finished
Garage Area	420 sqft
Porch	Open Porch
Porch Area	287 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	91408
Street Address	16487 CHASE CIR
City	RALPH
State	AL
Zip	35480-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 HARVEST MEADOWS
Legal Range	12W
Legal Township	22S
Legal Section	13
Legal Subdivision	HARVEST MEADOWS
Legal Lot Number	47
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1007
Census Tract	10303

Owner

16487 Chase Cir is owned and occupied by an individual who bought it in November 2020.

Source: Tuscaloosa County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16487 CHASE CIR, RALPH, AL 35480-8806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Prior Sale	Jun 4, 2013 · Amount on File
Deed Document Number	0202024100
Deed Book / Page	2020 / 24100
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Nov 3, 2020
Property Address	16487 CHASE CIR, RALPH, AL 35480-8806
Document Number	2020/24100
Book / Page	2020 / 24100
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16487 CHASE CIR, RALPH, AL 35480-8806

Mortgage

Document Number	0000002020/0000100067
Date	Nov 3, 2020
Book Page	0000002020/0000100067

Lender

Name	REGIONS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16487 Chase Cir was $570 with exemptions applied.

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$570.00 Homeowner's exemption Senior Citizen's exemption	$43,100 (+16.99%) Land $5,700 Building $37,400	$215,500 (+16.99%) Land $28,500 Building $187,000
2024	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$36,840 (-1.07%) Land $5,700 Building $31,140	$184,200 (-1.07%) Land $28,500 Building $155,700
2023	Homeowner's exemption Senior Citizen's exemption	$37,240 (+6.34%) Land $5,700 Building $31,540	$186,200 (+6.34%) Land $28,500 Building $157,700
2022	$945.00	$35,020 Land $5,700 Building $29,320	$175,100 Land $28,500 Building $146,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16487 Chase Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16487 Chase Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Chase Cir

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