16478 Chase Cir, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16478 Chase Cir, Ralph, AL 35480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,368 sqft · built 2020
Lot Size	0.48 acres (20,962 sqft)
Owner	Individual Name on File
Last Sale	$500 (May 2013)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-06-13-0-000-012.046`

Property Details

APN / Parcel Number

Primary APN	`34-06-13-0-000-012.046`
Alternative APNs	`89885` `6343`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,368 sqft Living Area
1st Floor Area	2,368 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,962 sqft (0.48 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	674 sqft
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6343
Street Address	16478 CHASE CIR
City	RALPH
State	AL
Zip	35480-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 HARVEST MEADOWS
Legal Range	12W
Legal Township	22S
Legal Section	13
Legal Subdivision	HARVEST MEADOWS
Legal Lot Number	46
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1007
Census Tract	10303

Owner

16478 Chase Cir is owned and occupied by an individual who bought it in May 2013.

Source: Tuscaloosa County records, as of March 17, 2026

Owner of Record	Individual Name on File
Mailing Address	16478 CHASE CIR, RALPH, AL 35480-8803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage BRYANT BANK
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRYANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2013 · Amount on File
Deed Sale	May 29, 2013 · Amount on File
Prior Sale	Jun 29, 2006 · Amount on File
Deed Book / Page	2013 / 8711
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16478 CHASE CIR, RALPH, AL 35480-8803
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16478 CHASE CIR, RALPH, AL 35480-8803

Mortgage

Document Number	0000002019/0000055765
Date	Sep 4, 2019
Book Page	0000002019/0000055765

Lender

Name	BRYANT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16478 CHASE CIR, RALPH, AL 35480-8803
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16478 CHASE CIR, RALPH, AL 35480-8803

Mortgage

Document Number	0000002020/0000053156
Date	Jul 6, 2020
Book Page	0000002020/0000053156

Lender

Name	BRYANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16478 Chase Cir was $1,092 with a homeowner's exemption, up 11.1% from the year before.

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (+11.09%) Homeowner's exemption	$68,340 (+19.48%) Land $5,700 Building $62,640	$341,700 (+19.48%) Land $28,500 Building $313,200
2024	$983.00 (-5.39%) Homeowner's exemption	$57,200 (-0.94%) Land $5,700 Building $51,500	$286,000 (-0.94%) Land $28,500 Building $257,500
2023	$1,039.00 (-35.22%)	$57,740 (+8.09%) Land $5,700 Building $52,040	$288,700 (+8.09%) Land $28,500 Building $260,200
2022	$1,604.00	$53,420 Land $5,700 Building $47,720	$267,100 Land $28,500 Building $238,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16478 Chase Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16478 Chase Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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