16485 Spring Tree Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16485 Spring Tree Dr, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,304 sqft · built 2021
Lot Size	0.332 acres (14,480 sqft)
Owner	Individual Name on File
Last Sale	$699,900 (Jul 2022)
Tax Bill	$10,136 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-328-009`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-328-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,304 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	14,480 sqft (0.332 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16485 SPRING TREE DR
City	SPRING LAKE
State	MI
Zip	49456-1209
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 41 SPRING RIDGE AS AMENDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2018-0015533 CONDO PLAN #633 SEC 10 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Subdivision	SPRING RIDGE
Legal Unit	41
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

Source: Ottawa County records · APN 70-03-10-328-009

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16485 SPRING TREE DR, SPRING LAKE, MI 49456-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 08, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 13, 2020	Warranty Deed, Construction Loan · Construction Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Oct 08, 2021 · Amount on Record
Deed Document Number	202225234
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 11, 2022
Property Address	16485 SPRING TREE DR, SPRING LAKE, MI 49456-1209
Document Number	20220025234
Map Reference	DOC 2019-0002349
Instrument Date	Jul 08, 2022
Instrument	2022-0025234
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16485 SPRING TREE DR, SPRING LAKE, MI 49456-1209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5855 S QUARTERLINE RD, MUSKEGON, MI 49444-7906

Mortgage

Document Number	20220025235
Date	Jul 11, 2022
Instrument	2022-0025235

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 08, 2021
Property Address	16485 SPRING TREE DR, SPRING LAKE, MI 49456-1209
Document Number	20210050544
Map Reference	DO C2017-0041965
Instrument Date	Sep 24, 2021
Instrument	2021-0050544
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 11, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,948.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 R W BERENDS DR SW, WYOMING, MI 49519-4993

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2918 GABRIEL VIEW DR, GEORGETOWN, TX 78628-2708

Mortgage

Document Number	20210050545
Date	Oct 08, 2021
Instrument	2021-0050545

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

November 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 13, 2020
Property Address	16485 SPRING TREE DR, SPRING LAKE, MI 49456-1209
Document Number	20200051325
Map Reference	DOC 2017-0041965
Instrument Date	Nov 10, 2020
Instrument	2020-0051325
Transaction Type	Construction Loan
Record Updated	Jul 11, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$791.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 RAILWAY DR SW, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 RW BERENDS DRIVE SW, SPRING LAKE, MI 49456
Investor	Possibly a Property Investor

Mortgage

Document Number	20200051326
Date	Nov 13, 2020
Instrument	2020-0051326

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,400 (+10.32%)	$666,800 (+10.32%)
2025	$10,136.00 (+48.25%)
2023		$302,200	$604,400
2022	$6,837.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390206003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
AT&T	DSL	100 / 20

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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5G and 4G LTE

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