1. Home
  2. California
  3. San Diego County
  4. Ramona
  5. Mountain Shadow Ln

16493 Mountain Shadow Ln, Ramona, CA 92065 Property Records

San Diego County property record for 16493 Mountain Shadow Ln, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,110 sqft · built 1988
Lot Size2.05 acres (89,298 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Nov 2025)
Tax Bill$6,311 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN278-410-36-00

Property Details

APN / Parcel Number

Primary APN278-410-36-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,110 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area89,298 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address16493 MOUNTAIN SHADOW LN
CityRAMONA
StateCA
Zip92065-6926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 3 TR PM14654
Legal SubdivisionP14654
Legal Tract14654
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2022
Census Tract20801

Owner

Source: San Diego County records · APN 278-410-36-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16493 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleAug 06, 2025 · Amount on Record
Deed Document Number2025331150
Prior Transfer DateJul 30, 2025
Prior Transfer Doc0000216000
Record UpdatedSep 20, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 21, 2025
Property Address16493 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
Document Number0000331150
Instrument DateNov 04, 2025
Instrument2025-0331150
Transaction TypeTransfer
Record UpdatedDec 03, 2025
Title CompanyFIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16493 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926

Mortgage

Document Number0000331151
DateNov 21, 2025
Instrument2025-0331151
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,100,000 (+90.65%) Land $560,000 Building $540,000
2025$6,311.00 (+8.25%) Homeowner's exemption$576,966 (+4.04%) Land $155,551 Building $421,415
2023$5,830.00 (-2.33%) Homeowner's exemption$554,562 Land $149,511 Building $405,051
2022$5,969.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017, rainfall accumulation

Wildfire

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire LikelihoodAbout 1 in 72 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Mountain Shadow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures