16410 Mountain Shadow Ln, Ramona, CA 92065 Property Records

San Diego County property record for 16410 Mountain Shadow Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,175 sqft · built 1988
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Company Names on Record
Last Sale	$380,000 (May 1997)
Tax Bill	$6,723 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`278-410-34-00`

Property Details

APN / Parcel Number

Primary APN	`278-410-34-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,175 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	101,495 sqft
View / Lot	Good
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	16410 MOUNTAIN SHADOW LN
City	RAMONA
State	CA
Zip	92065-6926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM14654
Legal Subdivision	PARCEL MAP NO. 14654
Legal Tract	14654
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2022
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1368 OAKLEAF LN, RAMONA, CA 92065-3352
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Affidavit of Death of Trustee, Transfer
Apr 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 1997 · Amount on Record
Deed Sale	May 29, 1997 · Amount on Record
Prior Sale	Mar 28, 1996 · Amount on Record
Deed Document Number	1997250431
Prior Transfer Date	Feb 4, 1994
Prior Transfer Doc	0000231277
Record Updated	Oct 29, 2026

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2026
Property Address	16410 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
Document Number	0000094237
Instrument Date	Mar 30, 2026
Instrument	202694237
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1368 OAKLEAF LN, RAMONA, CA 92065-3352

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	16410 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
Document Number	0000114123
Instrument Date	Mar 13, 2026
Instrument	2026114123
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16410 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,256 (+2%) Land $166,113 Building $465,143
2025	$6,723.00 (-0.8%)	$618,879 (+4.04%) Land $162,856 Building $456,023
2024	$6,777.00 (+8.24%)
2023	$6,261.00 (-1.49%) Homeowner's exemption	$594,849 Land $156,533 Building $438,316
2022	$6,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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