16411 Mountain Shadow Ln, Ramona, CA 92065 Property Records

San Diego County property record for 16411 Mountain Shadow Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,349 sqft · built 1987
Lot Size	1.81 acres (79,279 sqft)
Owner	Individual Name on Record
Last Sale	$347,000 (Jan 2002)
Tax Bill	$6,169 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`278-410-63-00`

Property Details

APN / Parcel Number

Primary APN	`278-410-63-00`
Alternative APN	`2784102400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,349 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Mediterranean
Lot Area	79,279 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	2784102400
Street Address	16411 MOUNTAIN SHADOW LN
City	RAMONA
State	CA
Zip	92065-6926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 26-13-1W SEQ (EX RD)PAR B PER DOC89-624146 IN W H OF NWQ OF
Legal Range	01W
Legal Township	13
Legal Section	26
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2022
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RATE RABBIT INC
Aug 25, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RATE RABBIT INC
Aug 14, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 5, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage RATE RABBIT INC
Feb 5, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2002 · Amount on Record
Deed Sale	Jan 17, 2002 · Amount on Record
Prior Sale	Feb 9, 1996 · Amount on Record
Deed Document Number	200243558
Last Transfer Date	Aug 20, 2021
Transfer Doc	0000604455
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2021
Property Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
Document Number	0000604455
Instrument Date	Aug 20, 2021
Instrument	2021-0604455
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926

Mortgage

Document Number	0000604456
Date	Aug 25, 2021
Instrument	2021-0604456

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2021
Property Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
Document Number	0000604457
Instrument Date	Aug 20, 2021
Instrument	2021-0604457
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2020
Property Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
Document Number	0000458341
Instrument Date	Aug 7, 2020
Instrument	2020-0458341
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926

Mortgage

Document Number	0000458342
Date	Aug 14, 2020
Instrument	2020-0458342

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2020
Property Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
Document Number	0000458343
Instrument Date	Aug 7, 2020
Instrument	458343
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16411 MOUNTAIN SHADOW LN RAMONA CA 920656926, RAMONA, CA 92065-6926

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 5, 2018
Property Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
Document Number	0000046291
Instrument Date	Jan 31, 2018
Instrument	2018-0046291
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926

Mortgage

Document Number	0000046292
Date	Feb 5, 2018
Instrument	2018-0046292

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 5, 2018
Property Address	16411 MOUNTAIN SHADOW LN, RAMONA, CA 92065-6926
Document Number	0000046293
Instrument Date	Jan 31, 2018
Instrument	46293
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16411 MOUNTAIN SHADOW LN RAMONA CA 920656926, RAMONA, CA 92065-6926

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,096 (+2%) Land $169,289 Building $409,807
2025	$6,169.00 (+16.44%) Homeowner's exemption	$567,742 (+12.49%) Land $165,970 Building $401,772
2023	$5,298.00 (+0.3%) Homeowner's exemption	$504,698 Land $159,526 Building $345,172
2022	$5,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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