1649 Boulder Creek Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 1649 Boulder Creek Rd, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,554 sqft · built 1980
Lot Size0.182 acres (7,919 sqft)
Owner2 Individual Names on File
Last Sale$950,000 (Sep 2026)
Tax Bill$3,437 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161-413-19-00

Property Details

APN / Parcel Number

Primary APN161-413-19-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,554 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area7,919 sqft (0.182 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1649 BOULDER CREEK RD
CityOCEANSIDE
StateCA
Zip92056-2927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 27 TR 008972
Legal SubdivisionGUAJOME MESA
Legal Tract008972
Legal Block2
Legal Lot Number27
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2015
Census Tract19305

Owner

1649 Boulder Creek Rd is owned and occupied by two individuals who bought it in September 2026.

Source: San Diego County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1649 BOULDER CREEK RD, OCEANSIDE, CA 92056-2927
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2026 · Amount on File
Deed SaleSep 17, 2026 · Amount on File
Prior SaleAug 9, 1999 · Amount on File
Deed Document Number2026272679
Prior Transfer DateJul 7, 2015
Prior Transfer Doc0000369138
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 17, 2026
Property Address1649 BOULDER CREEK RD, OCEANSIDE, CA 92056-2927
Document Number0000272679
Instrument DateSep 9, 2026
Instrument2026272679
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$105,545.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1649 BOULDER CREEK RD, OCEANSIDE, CA 92056-2927

Mortgage

Document Number0000272680,
DateSep 17, 2026
Instrument2026272680
Lender
NameSYNERGY ONE LENDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1649 Boulder Creek Rd was $3,437.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$305,679 (+2%) Land $122,270 Building $183,409
2025$3,437.00$299,686 Land $119,873 Building $179,813
2023$3,164.00 (+0.25%)$288,051 Land $115,219 Building $172,832
2022$3,156.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1649 Boulder Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1649 Boulder Creek Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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